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Mortgage free in Forever Home :-)
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Thanks @Brie ๐
I have seen some good news: Moorcroft has been saved. The grandson of the last family owner has bought it back from the liquidator ๐๐
KKAs at 15.07.25:
- When bought house ยฃ315,995 mortgage debt and end date at start = October 2039 - now ยฃ233,521
- OPs to mortgage = ยฃ11,338 Interest saved ยฃ5225 to date
Fixed rate 3.85% ends January 2030
Read 39 books of target 52 in 2025, as @ 27th July
Produce tracker: ยฃ227ย of ยฃ300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.ยWatch your actions, they become your reality.ย3 -
I have just googled Astrantia (still on a very steep learning curve with plants) and I need some - they deter slugs apparently.
Your kitchen island sounds fabulous and lovely to hear you and Mr KK had fun plus plans.
Iโm so with you on the parental issue. I had massive issues with Mum in particular. A long story with a catalogue of stuff many would never understand. I think I used to go on shopping bus trips from my horrid boarding school to close by your parents abode if it begins with an M on the west coast. Many memories of that place from my teens if so!Tilly Tidying andPADing in 2024 ยฃ250.62
___________________________________________________________________________________________
RIP Mum & Dad - thanks for helping me on my journey to be
Debt and Mortgage free from 20181 -
Had me worried there for a moment.ย My connection (thankfully only through my work) is toย Moorcroftย Debt Collections and I didn't think their reprieve from liquidation was a cause for celebration.ย I see now you're referring to the pottery.ย Much nicer!!!KajiKita said:Thanks @Brie ๐
I have seen some good news: Moorcroft has been saved. The grandson of the last family owner has bought it back from the liquidator ๐๐
KKIโm a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards.ย If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board:ย ย https://lemonfool.co.uk/financecalculators/soa.php
Check your state pension on:ย Check your State Pension forecast - GOV.UK
"Never retract, never explain, never apologise; get things done and let them howl.โย Nellie McClung
โญ๏ธ๐ ๐1 -
That made me chuckle โฆ ๐คญยBrie said:
Had me worried there for a moment.ย My connection (thankfully only through my work) is toย Moorcroftย Debt Collections and I didn't think their reprieve from liquidation was a cause for celebration.ย I see now you're referring to the pottery.ย Much nicer!!!KajiKita said:Thanks @Brie ๐
I have seen some good news: Moorcroft has been saved. The grandson of the last family owner has bought it back from the liquidator ๐๐
KK
KKAs at 15.07.25:
- When bought house ยฃ315,995 mortgage debt and end date at start = October 2039 - now ยฃ233,521
- OPs to mortgage = ยฃ11,338 Interest saved ยฃ5225 to date
Fixed rate 3.85% ends January 2030
Read 39 books of target 52 in 2025, as @ 27th July
Produce tracker: ยฃ227ย of ยฃ300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.ยWatch your actions, they become your reality.ย4 -
Talking of pottery Emma Bridgwater has been honoured.ยI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Think the kitchen island sounds great and they are so useful for ย extra spaceยDON'T BUY STUFF (from Frugalwoods)
No seriously, just donโt buy things. 99% of our success with our savings rateย isย attributed to the fact that weย donโt buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.ย ย ย Money doesnโt walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest1 -
There has been positive happy eating here ๐
Mr KK wanted sausage, egg, chips and peas tonight. I didnโt want the chips (Iโm convinced they disrupt my sleep) so riffed on a recipe I found online and made myself a small portion of wild rice with a shallot vinaigrette with a bit of veggie Parmesan - it was excellent ๐๐ Very chuffed ๐
KKAs at 15.07.25:
- When bought house ยฃ315,995 mortgage debt and end date at start = October 2039 - now ยฃ233,521
- OPs to mortgage = ยฃ11,338 Interest saved ยฃ5225 to date
Fixed rate 3.85% ends January 2030
Read 39 books of target 52 in 2025, as @ 27th July
Produce tracker: ยฃ227ย of ยฃ300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.ยWatch your actions, they become your reality.ย6 -
That sounds good. Do you do home deliveries?!ยI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Maybe โฆ ๐ค < wanders off to goggle shipping costs โฆ > ๐๐beanielou said:That sounds good. Do you do home deliveries?!ย
KKAs at 15.07.25:
- When bought house ยฃ315,995 mortgage debt and end date at start = October 2039 - now ยฃ233,521
- OPs to mortgage = ยฃ11,338 Interest saved ยฃ5225 to date
Fixed rate 3.85% ends January 2030
Read 39 books of target 52 in 2025, as @ 27th July
Produce tracker: ยฃ227ย of ยฃ300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.ยWatch your actions, they become your reality.ย4 -
Donโt bother posting it, Iโll Bob round with a bottle ๐คฃ๐คฃ๐คฃSealed pot challenge 822
Jan - ยฃ176.66 :j1
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