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Mortgage free in Forever Home :-)
Comments
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Given up trying to dry the washing in the line as we keep having random bursts of rain. It’s not enough to wet it but it’s dampening it. So I have pulled it all into the conservatory and put it on an airer 😊
It’s too hot to do anything and I’m bored …
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2025, as @ 25th December
Produce tracker: £457 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Lawdy! You had me worried when you said "Chloe is missing"!!! Glad it's just she's missing Mr KK.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
Check your state pension on: Check your State Pension forecast - GOV.UK
"Never retract, never explain, never apologise; get things done and let them howl.” Nellie McClung
⭐️🏅😇🏅🏅🏅
STRUGGLING DURING THE HOLIDAYS??
click here for ideas on how to cope....Some websites and helplines if you're struggling this Christmas — MoneySavingExpert Forum2 -
Awwww … Sorry Brie. I will try and parse it better next time! ❤️😂Brie said:Lawdy! You had me worried when you said "Chloe is missing"!!! Glad it's just she's missing Mr KK.
She’s still looking for him … but eating and marauding with vigour so I think she’s okay 😉
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2025, as @ 25th December
Produce tracker: £457 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
I’ve been asked to be a pre-reader of a book on OCD written by a psychologist on LI I have come across and then commented constructively on some of his posts. He’s seems to be a genuinely nice guy and I’m kinda chuffed he asked me 😊
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2025, as @ 25th December
Produce tracker: £457 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.12 -
Eating and marauding with vigourWhat a girl!
4/10/25Three Years Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢
No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******4 -
I suspect she was an Amazon in a former life … 🤔🙄😉❤️f0xh0les said:Eating and marauding with vigourWhat a girl!
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2025, as @ 25th December
Produce tracker: £457 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
That sounds interesting. Will you have to write a review?KajiKita said:I’ve been asked to be a pre-reader of a book on OCD written by a psychologist on LI I have come across and then commented constructively on some of his posts. He’s seems to be a genuinely nice guy and I’m kinda chuffed he asked me 😊
KKMade it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!3 -
I was a beta reader for a good friend who wrote a book about pain management. It was a great experience. Got mentioned in the credits!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
@Watty1, he’s asked me for comments which he may use in the marketing of the book.@beanielou, that sounds interesting too 😊
Strange night. Couldn’t sleep in the heat and woke worrying about work - there’s nothing wrong in work, it’s just I have a lot to do which triggers some anxiety and the trackways in my head for full blown angst are too well established, so it goes into whirlygig mode at 2am when I wake up and won’t calm down! So I gave up for a bit, opened all the windows upstairs to let some cooler air in and came downstairs and called my friend in Japan. He’s just landed his first ever ‘corporate’ role at the age of 55, which he’s really excited and happy about, and so I found myself telling him to get training in setting up teams meetings, check if he would get a pension and holiday pay, a company mobile etc etc … How ironic! 😂😊 It was a good chat and then I went back to bed, cooler and a bit calmer but didn’t get a lot of sleep so I am feeling a bit ’ugh’ this morning with many ambitions for what I want to do today! 🤷♀️😉
Oh well, let’s see how it goes. Mr KK’s washing is on and I’m dressed and vertical with a small survey under my belt, so that’s not a bad start 😊
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2025, as @ 25th December
Produce tracker: £457 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.7 -
Remembered, finally(!), to top up the salt in the dishwasher. Overfilled the funnel somewhat but managed to scoot it across onto a small tray without dropping any. Meant I lost a bit of salt but had no awkward wiping up of salt to do.
Greenhouse weeded, planted up with 2 new parsley plants and 6 baby purple basil and given a good watering. The top in one of my sweet peppers has died which is annoying. If I see another one I will pick one up and swop it out. Peppers never ever seem to 'do' for me.
My baby cucumbers are doing well for me this year and I cut my second one this morning Updated my produce tracker and I am half way to target for the year. I have my lifted garlic to add to that as well
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2025, as @ 25th December
Produce tracker: £457 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5
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