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Mortgage free in Forever Home :-)

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Comments

  • Cheery_Daff
    Cheery_Daff Posts: 17,416 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    CCW007 said:
    KajiKita said:
    Absolutely shattered this evening. Had a whole day of an external resource acting as an internal auditor across six different audits, plus a run through of our compliance with EN 1090 - my brain is overflowing! It’s been a productive day though and it was interesting to me to understand how much I have learned about the business already 😊

    Two lots of NW £100 turned up today. I have shuffled one off to savings to keep for a meal out for Mr KK and myself and the other has become an OP with a further 7p TT.

    Mr KK is turning the house upside down like a happy whirlwind, as he is packing for his 10 day trip to France with his best mate 😉

    KK
    Do you have separate accounts with NW? We have a joint account and one linked savings and have only received one x £100, although we both got separate texts.
    CCW007 said:
    KajiKita said:
    Absolutely shattered this evening. Had a whole day of an external resource acting as an internal auditor across six different audits, plus a run through of our compliance with EN 1090 - my brain is overflowing! It’s been a productive day though and it was interesting to me to understand how much I have learned about the business already 😊

    Two lots of NW £100 turned up today. I have shuffled one off to savings to keep for a meal out for Mr KK and myself and the other has become an OP with a further 7p TT.

    Mr KK is turning the house upside down like a happy whirlwind, as he is packing for his 10 day trip to France with his best mate 😉

    KK
    Do you have separate accounts with NW? We have a joint account and one linked savings and have only received one x £100, although we both got separate texts.
    We've got a joint account and received 2 x £100 like we have all the other times. Maybe there was a mistake? (Hopefully the mistake is on your account, not in giving us two lots!!)
  • CCW007
    CCW007 Posts: 1,098 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Thank you, we got 2 x £50 earlier this year so I thought we would both get it. 
  • KajiKita
    KajiKita Posts: 8,146 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    @CCW007, that’s exactly what we have. I have no idea why we would and you wouldn’t …? 🤷‍♀️

    Thanks @LadyWithAPlan 😊

    KK
    As at 15.09.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £230,969
    - OPs to mortgage = £12,270 Interest saved £5,816 to date
    Fixed rate 3.85% ends October 2030

    Read 51 books of target 52 in 2025, as @ 17th September
    Produce tracker: £389 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • CCW007
    CCW007 Posts: 1,098 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Mystery solved, OH has another NW account and the £100 has been paid into that. Thank you both for confirming!
  • skint_spice
    skint_spice Posts: 13,487 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Poor Chloe, wee soul.
    Mortgage OP 2025 £6750/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £35,463

    Declutter 16/244

    Money making challenge £58/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • KajiKita
    KajiKita Posts: 8,146 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Poor Chloe, wee soul.
    She’s not too bad. 😊 She’s eaten her dinner and had a good go at her tea. She’s just coming in and out a lot more than before, which leads me to think she is looking for him. She is currently asleep on Mr KK’s bed 😊

    KK
    As at 15.09.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £230,969
    - OPs to mortgage = £12,270 Interest saved £5,816 to date
    Fixed rate 3.85% ends October 2030

    Read 51 books of target 52 in 2025, as @ 17th September
    Produce tracker: £389 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • KajiKita
    KajiKita Posts: 8,146 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    It’s getting busier in work now - I have reached saturation and told various people that I need no more new projects until we have knocked some over! Good though, I am enjoying it 😊

    Came home at lunchtime yesterday but it was too hot to do very much (did do three weeks worth 😳🙄😂 of financial transactions updates!), so I had a really chilled afternoon reading and crocheting, which meant I felt like I had been on a weekend by the evening yesterday, which was lovely. 

    I have washing and food delivery to wrangle this morning. Going to pop out for a bit this morning and then hide out in the cool this afternoon. 😊

    KK
    As at 15.09.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £230,969
    - OPs to mortgage = £12,270 Interest saved £5,816 to date
    Fixed rate 3.85% ends October 2030

    Read 51 books of target 52 in 2025, as @ 17th September
    Produce tracker: £389 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • KajiKita
    KajiKita Posts: 8,146 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Lumee it’s so muggy! Ugh … I am firmly rooted in front of the fan … 🥵 

    KK
    As at 15.09.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £230,969
    - OPs to mortgage = £12,270 Interest saved £5,816 to date
    Fixed rate 3.85% ends October 2030

    Read 51 books of target 52 in 2025, as @ 17th September
    Produce tracker: £389 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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