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Mortgage free in Forever Home :-)
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Big hugs KK. My DP and I have been the same on and off the last week or so. I think we're also tired and stressed and I'm still grieving loss of our little fur baby 😿
I hope your week passes quickly and things are back on and even keel soon ❤️MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
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It creeps up on you and takes you out at the knees doesn’t it. I am tired of pushing through it all …debtfreewannabe321 said:Big hugs KK. My DP and I have been the same on and off the last week or so. I think we're also tired and stressed and I'm still grieving loss of our little fur baby 😿
I hope your week passes quickly and things are back on and even keel soon ❤️
Hugs back atcha ❤️😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
So sorry KK. Sending you love & huggles. XxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Thank you Beanie. Warm sparkly hugs back to you xbeanielou said:So sorry KK. Sending you love & huggles. Xx
As at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Hugs and sympathy from me tooMy mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo2 -
Oh kk, sending virtual hugs .Love 🐞
Grow your own: £14.662 -
And hugs from me too. You've had a lot to deal with lately! Xx2
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You have definitely all had a lot to deal with. It sometimes feels like when you're low, life will come along and kick you some more. Glad you are all feeling a bit yourselves again.
ps not sure what food you are buying Chloe. My cat will not eat the jelly stuff, it has to be in gravy and with fish."Think of many things, do one"
Mortgage 30 Jul'25 est. £209,749 £309,749 (aiming for sub-£200k next)
Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga2 -
So sorry - you have had A LOT to deal with and the grief on top of the job and life stuff inevitably takes it out of you. You have done so well coping but of course there will be times like that. Hugs xxMade it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!1 -
Sending love to you all. There's been so much to deal with. No doubt there'll be time to talk it through with Mr KK. Humdinger xx1
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