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Mortgage free in Forever Home :-)
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Hero husband indeed - those brambles are hard work.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo2 -
redofromstart said:Hero husband indeed - those brambles are hard work.He also uses his welding gloves to protect himself from the thorns! 😊😉KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Mr AlDee did a lovely vegan mushroom pate in a kilner jar last year, they don't seem to be doing it this one - the vegan forums are all a-gnashing and a-wailing about it . T0sc0 are touting their recipe about though :https://realfood.tesco.com/recipes/vegan-and-gluten-free-mushroom-pate.html Is your recipe similar?You are making good progress outside, it will make it all so much easier come Springtime - Just think, in 8 days, it will start getting lighter earlier again. Love that you have a 'formal' and 'informal' wood store4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******3 -
Ooh that looks good foxholes I'll save that recipe.
KK we have brambles here I need to learn the right technique for getting them out as I've had them in every house now and never seem to be able to get rid of them fully!MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
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@f0xh0les, no because the first time I made it I made it wrong and it came out more like a loaf. It’s savoury and moist and has a good texture, so I have carried on making it wrong! 😉 It will be my equivalent of Mr KK’s chicken when we have our Christmas lunch. 😊 First year of making something fresh, from scratch for me for that meal 😊❤️
@debtfreewannabe321, I’m afraid persistence is a big part of bramble-bashing …. It needs doing every year. Winter is a good time as you have fewer other things to attend to and with less general foliage around you can see where the brambles are hiding! Plus the ground is softer when it’s moist. You will find that the stem to root joint is fairly right angled. Get underneath that right angle and cut it free. Garden organic says that it regenerates from roots, but I find if you get rid of the bottom bud, usually an up inch or two below the soil surface, that weakens it massively.Strictly had me crying last night …. That moment when Chris danced alone and then walked down the the floor, in ordinary lighting, alone, until Dianne rejoined him to ‘You will never walk alone’ absolutely got me! Tasha deserved to win as the best dancer, both technically and in grace, but Chris was a deserving Strictly winner, which tbh isn’t purely about dancing … 😉❤️
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.7 -
Thanks I will try that! It runs all along our fence (comes from neighbours) where I have put other fruit bushes in, and I'd like for them to not be swallowed up by bramble roots!MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
4 -
Strictly had me crying last night …. That moment when Chris danced alone and then walked down the the floor, in ordinary lighting, alone, until Dianne rejoined him to ‘You will never walk alone’ absolutely got me! Tasha deserved to win as the best dancer, both technically and in grace, but Chris was a deserving Strictly winner, which tbh isn’t purely about dancing … 😉❤️
KK
4 -
Glad your first week went well.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
I confess I didn’t stay to watch the end of strictly but googled it to find out who won. Was glad it was chris, the dance to you’ll never walk alone was a joy to watch2
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We had a bad day here yesterday. Chloe was very quiet / subdued / not eating much all weekend and Mr KK was very stressed by it. Yesterday Mr KK Christmas-decorated the house. I felt pushed out and he got defensive when I tried to ask him about it. He is also very tired. We were ‘scratchy’ with each other all day 😢 I ended up going up out after dinner and driving around for miles to try to find cat food that Chloe might be willing to eat … As I was finally getting home I realised I was driving over the stretch of road where George was killed and I just broke … I ended up sitting in the car, on the drive, for 20 minutes or more, crying my eyes out … I got in and Mr KK didn’t even seem to notice… Haven’t felt that lonely in a long time.Chloe is more herself today - eating and interacting with us more in her usual way, and Mr KK is back too.I think we are just both worn out with all the crap that has happened to us this year. The end of this week can’t come soon enough!KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.10
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