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Mortgage free in Forever Home :-)

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  • greenbee
    greenbee Posts: 17,781 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I’ve failed 2 phishing tests recently due to being busy. I’ve passed lots more and report almost every unwanted external email 😎 It’s a great excuse not to open them. The ones I never fall for are the ones pretending to be my boss. He never emails me.

    I have two chatty cats. I’m not great at interpreting what they are saying - sometimes it takes me a while to realise they don’t actually want food - they ask for cuddles, playtime, to go out, and for the litter tray to be cleaned. I’d love to have the time and patience to teach them to use word buttons! Mine are currently both off their food (and I’m away from home looking after a relative who has just come out of hospital), so have either eaten something nasty outside or have a bug. Thanks to connected feeders and cat flap I know roughly what they are up to so was able to reassure my neighbour (who is looking after them)  that they were both in, and that one of them has started eating again.

    i’ve tried lots of food - the one they will consistently eat is Untamed, which I get on subscription. They have the tins and biscuits. I tried Katkin but they weren’t consistent. Lily’s kitchen they will eat rather than starve, but most others they’d rather starve than eat. I do also make food for both them and the puppy, which the cats get once a day and the puppy gets it in his Kong.
  • Brie
    Brie Posts: 14,715 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Hope you are chatting back to Chloe.  And if in doubt (& if Mr KK like tuna) get the tuna in spring water.  The water is great for kittens that don't feel hungry - they normally suddenly remember what the food bowl is for.  Lots of water (obviously) and tuna taste which most cats like.  I never gave ours much of the actual tuna in case they decided that was a good meal and refused the zooplus stuff or whatever.
    I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards.  If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board:  https://lemonfool.co.uk/financecalculators/soa.php

    Check your state pension on: Check your State Pension forecast - GOV.UK

    "Never retract, never explain, never apologise; get things done and let them howl.”  Nellie McClung
    ⭐️🏅😇
  • Cheery_Daff
    Cheery_Daff Posts: 17,110 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Gosh, how rotten that the work docs had a scam code in! Can't believe you'll have been the only one - why would that have been suspicious?! I hope work will be able to trace it and find out who replaced it. Hope your card arrives quickly too!
  • savingholmes
    savingholmes Posts: 28,958 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    How annoying on the scam. That's shocking. 

    On the cat - mine gets what it is given. It only likes Wh1***s dry food - chicken - and likes some meat sticks. Occasionally he goes through phases where he wants meat in jelly - but will eat it one day and not the next. He like chicken skin a lot though - and the dregs of chicken / other meat - but you are veggie so I suppose that's harder for you.

    On the xmas decs thing - he probably thought he was being helpful - but I'd have felt pushed out in that situation too so it was probably a no win situation. He also can't undo it. Hope you are feeling better. You've had a hell of a lot going on. It's not surprising you are feeling raw. Hope you have a better 2025.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • hope life is happier..  Stress can make people close down or be abrupt.

    on the cat food.. I used to cook up a bit of cheap meat - liver, heart, kidneys with some cabbage and it lasted for a few days and they LOVE the juice slightly warmed.. -

    Hows the new job (boo to the scam on work paperwork!)
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • CCW007
    CCW007 Posts: 1,081 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Lovely that they included you, sounds like you've found a good organisation there.
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