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Mortgage free in Forever Home :-)

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Comments

  • beanielou
    beanielou Posts: 100,696 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    How lovely to get the voucher. 
    Happy happy holidays. Relax and enjoy xx. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 13 months left.
  • skint_spice
    skint_spice Posts: 13,792 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy holidays 
    Mortgage OP 2026 £1860/2000
    Mortgage balance: £29,986

    Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £30,
    Jun £120, Jul £0, Aug

    Summer challenge £120/300

  • dawnybabes
    dawnybabes Posts: 3,662 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    What a lovely gift. 
    Sealed pot challenge 822

    Jan - £176.66 :j
  • Ah so glad you got the voucher too! I also got the voucher going round out workplace. I wasn't expecting it as it was for work well done last year and I'd only been with them since November! I was super happy and surprised when the voucher landed in my inbox 😁🙌🏻
    It made me feel like I belonged even though I was the newbie.
    Emergency Fund goal - £1000/1300
    Mortgage OP goal 2026 - £1200/£4500 
    -Smaller goal £0/800  
    Read 24 books this year 22/24

  • savingholmes
    savingholmes Posts: 29,218 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    How lovely on the voucher.  So welcoming.
    Achieve FIRE/Mortgage Neutrality
    1) MFW Nov 21 £202K now £166.7K Equity 38.23% 12/7/26
    2) £1.8K Net savings after CCs 31/7/26 (but owed £400) so £2.2K
    3) 44.5/82K = 54.26% AVC Goal by mid 2028
  • Watty1
    Watty1 Posts: 8,455 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I did smile at the voucher. What a great place to work
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
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