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Mortgage free in Forever Home :-)
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I’m glad it was helpful 😊Watty1 said:Reminded beautifully. I think now would be a great time. So a quick poll - do I clicker treat train something useful (quiet don't bark or door manners) or just clicker train something fun ?? I feel I should start his training again after PPH ruined it. ummm.. I've talked myself into finding the clicker
I will start with the simple sit and down and we will take it from there. This may take a while
I think start with something fun. Watty-Dog will be able to tell that you are enjoying it and that will be as a strong a reward as treats. Then move onto the useful bits.KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £227 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Got out in to the garden twice today. Bark path section of veggie patch weeded and topped up with bark and then settled down to weed another gravel path and the bed edges either side. Quite a low step count but I know I’ve done 2.5 hours of work! 😉😊
Potted up 7 baby strawberry plantlets that had rooted in the bark paths in fresh compost. This also led to a general tidying up of the potting shed bench and plantting up of some bulbs that I thought were junk but were determinedly sending out roots and leaves from the ‘rubbish pile’ at the back of the potting bench. This little pot is now tucked up safely in the greenhouse so it can flower early and be appreciated 😊
Mr KK did lots of work on his mudguards, though the process is apparently taking longer than it used Tom due to his new glasses which means he can see more detail / misses in his fixes than before 😉
Chloe supervised both of us, ALL afternoon. Hoomans are annoying you know, they keep wandering about and don’t stay together <paws on furry hips!> 😉 Now asleep in her little bed 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £227 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.7 -
Such a wee sweetie Chloe 😻🤗I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Exhausted from her supervisory role sounds spot on to me.The garden time sounds lovely. I was outside earlier and realised the witch hazel was glowing red in the sunset. A really good year for it.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo3 -
I potted up my recovered dahlia tubers this afternoon and realised how depleted my stocks are now after the mis summer we had …
Might have fallen into a Farmer Gr@cy wormhole and bought some gorgeous plants for next year … 😉❤️
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £227 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
The Peter Nyssen bulb site is always my guilty indulgence. I like the idea of bulk buying bulbs and having sheets of colour. The mice just like to eat them sadly.
merry Christmas to you and Mr KK.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo2 -
Thank you. 😊redofromstart said:The Peter Nyssen bulb site is always my guilty indulgence. I like the idea of bulk buying bulbs and having sheets of colour. The mice just like to eat them sadly.
merry Christmas to you and Mr KK.
I don’t know if I will ever get to sheets of colour, but I’m slowly getting to patchwork … 😉
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £227 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Have a very happy Christmas xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
As at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £227 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Good morning all 😊
To anyone reading, though I suspect there won’t be many - the boards seem pretty quiet just now 😉 - I wish you all a very happy Christmas, a wonderful 2025 and a big thank you for all your support, cheerleading, advice, accountability and general banter. I appreciate each and every one of you ❤️
KK 🎄As at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £227 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.18
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