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Mortgage free in Forever Home :-)

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  • KajiKita
    KajiKita Posts: 7,594 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Brie said:
    Wow - you make me feel quite lazy in comparison.  I don't think I am really but just not as good as being as reflective as you.  Quite agree with the fact you had a hard year and join you in hoping for a year with less on the funereal side of any sort.  

    Did enjoy a slight misread towards the end although at first I was a bit mystified by you wanting some more structured goats.  Proof of how bad my eyes are at times!!
    Actually, Mr KK was vaguely suggesting that we got some Pygmy goats at one point, to help keep the grass down. I have STRONGLY vetoed this suggestion! 😂

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £236 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Pygmy goats are very cute, I am with mr kk
  • Brie
    Brie Posts: 14,724 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    KajiKita said:
    Brie said:
    Wow - you make me feel quite lazy in comparison.  I don't think I am really but just not as good as being as reflective as you.  Quite agree with the fact you had a hard year and join you in hoping for a year with less on the funereal side of any sort.  

    Did enjoy a slight misread towards the end although at first I was a bit mystified by you wanting some more structured goats.  Proof of how bad my eyes are at times!!
    Actually, Mr KK was vaguely suggesting that we got some Pygmy goats at one point, to help keep the grass down. I have STRONGLY vetoed this suggestion! 😂

    KK
    Just tell him that goats will eat everything and anything, including all of his mechanical stuff.  That'll stop any more silly talk.  
    I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards.  If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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  • Cheery_Daff
    Cheery_Daff Posts: 17,116 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    What a year KK! 

    I do want to reiterate that you did ABSOLUTELY NOTHING wrong at work - your boss was an absolute menace, and none of what happened was your fault. So please don't carry that with you into the new year.
    Hope 2025 is easier for you xx
  • KajiKita
    KajiKita Posts: 7,594 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Brie said:
    KajiKita said:
    Brie said:
    Wow - you make me feel quite lazy in comparison.  I don't think I am really but just not as good as being as reflective as you.  Quite agree with the fact you had a hard year and join you in hoping for a year with less on the funereal side of any sort.  

    Did enjoy a slight misread towards the end although at first I was a bit mystified by you wanting some more structured goats.  Proof of how bad my eyes are at times!!
    Actually, Mr KK was vaguely suggesting that we got some Pygmy goats at one point, to help keep the grass down. I have STRONGLY vetoed this suggestion! 😂

    KK
    Just tell him that goats will eat everything and anything, including all of his mechanical stuff.  That'll stop any more silly talk.  
    Realistically there’s a fair chance that a goat would eat the canvas!! 😱😳😂😂😂😂

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £236 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • KajiKita
    KajiKita Posts: 7,594 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Pygmy goats are very cute, I am with mr kk
    They are 😊 But neither of us would really have the time to look after a goat, which wouldn’t really be fair on it. 

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £236 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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