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Mortgage free in Forever Home :-)
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You have reminded me about the goats I saw on a day out with PPH when I was trying to make the relationship work. I really really wanted a couple! Having reviewed your list (which is very impressive) I do think the goats would be a lovely addition, the time you needed to find would be found immediately by the goats helping in the garden (a restructure of the garden to devote a lot of it to the goats ?) and if you have more than one they can keep each other company
Win win win (cheering you on)
(And now PPH is not around I could consider goats ....)Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!3 -
lets face it any livestock (including some humans) is not compatible with a pretty and/or productive garden. There's a large farm my family is trying to dispose of and after the family have been there for decades we learned how much of a mess can be made by animals - big, small, domesticated or wild.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
Check your state pension on: Check your State Pension forecast - GOV.UK
"Never retract, never explain, never apologise; get things done and let them howl.” Nellie McClung
⭐️🏅😇3 -
I once had a secondhand sofa bring up a sewing needle randomly. Unfortunately it was the fireman installing my fire alarm who discovered it. With a sensitive portion of anatomy4
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Sadly not …. His natural habitat is the garage - a place of rust and grease and welding and such. Not fabric, thread and yarns 😉😊f0xh0les said:Does Mr KK not have a magnetic ended stick/rod thing? amazing for picking up lost needles in the carpet (DH is a master needle loser) and don't get me started on crafting scalpel blades on the floor!Enjoy your day out.
Scalpel blades on the floor?? And you walk around barefoot in the summer don’t you? Yeeeeouch!! 😳
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 37 books of target 52 in 2025, as @ 23rd July
Produce tracker: £223 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Nah, still convincing me … 😉😊 But please do carry on yourself. I’d would be delighted by vicarious Pygmy goat ownership 😉❤️Watty1 said:You have reminded me about the goats I saw on a day out with PPH when I was trying to make the relationship work. I really really wanted a couple! Having reviewed your list (which is very impressive) I do think the goats would be a lovely addition, the time you needed to find would be found immediately by the goats helping in the garden (a restructure of the garden to devote a lot of it to the goats ?) and if you have more than one they can keep each other company
Win win win (cheering you on)
(And now PPH is not around I could consider goats ....)
They all create their own little niches don’t they … 😊Brie said:lets face it any livestock (including some humans) is not compatible with a pretty and/or productive garden. There's a large farm my family is trying to dispose of and after the family have been there for decades we learned how much of a mess can be made by animals - big, small, domesticated or wild.
Wowsers! Not sure I want any further details than that! 😳😂 Poor bloke.WelshmansDaughter said:I once had a secondhand sofa bring up a sewing needle randomly. Unfortunately it was the fireman installing my fire alarm who discovered it. With a sensitive portion of anatomyKKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 37 books of target 52 in 2025, as @ 23rd July
Produce tracker: £223 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Not been a great day here ….
Mr KK drove us to Hay and as soon as he got out of the car he basically fell over because his leg collapsed beneath him - really bad sciatica. So after a bit of time for some painkillers given by a passerby to kick in we drove straight home again, with regular stops for him to thrash around in agony in the car.I then did the rounds of 111, GP surgery and 999 with no help available as he ‘had no red flags’. Yes no red flags but he is thrashing around in the floor of the snug, having been helped into the house by the postman unable to do anything …. Horribly stressful 4 hours. Eventually, after he crawled to the loo, the top of his thigh went numb, the agony eased back to normal sciatic pain and the GP prescribed some elephant strength painkillers.£4 for the car park (before we realised he couldn’t walk) and £23.90 for prescriptions and extra ibuprofen. Not quite what I had in mind. Mr KK is feeling bad (and sad) so I have suggested we go back in a few weeks when he’s a bit more up to it.We are both shattered now …
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 37 books of target 52 in 2025, as @ 23rd July
Produce tracker: £223 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6 -
Oh KK that sounds horrible, hoping the pain goes soon.1
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Oh no ☹️ poor Mr KK. I hope it eases off soon. I have sciatica and there are some useful yoga moves to ease it if you have a search for them. They hurt but the relief is almost immediate. Sending hugs 🤗MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
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Oh no poor Mr KK
I have occasional sciatica from an weight lifting injury and if I don’t exercise /stretch every other day I really feel it by the 3rd day - I am super active and walk everywhere but my lower back needs stretching
I woke up this morning in stiff back pain - and it’s cos of no stretching /gym since Saturday
daily stretching /yoga will keep it at bay and also as debt free days will also help ease it
also hot /cold compress
and magnesium really helps as can boswelliaDON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest1 -
Jeez. That sounds dire.Poor Mr KK.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1
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