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Mortgage free in Forever Home :-)

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  • We went to a farm park place with Mr Redos grandsons, and they had pygmy goats for sale.  I had zero interest in goats before that (although I wanted pigs, and hens) but they were so stupidly cute that I seriously though about destroying the garden for them but we agreed to wait until we bought the Welsh acres.  Free range hens destroy everything btw. 
  • KajiKita
    KajiKita Posts: 7,504 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    We went to a farm park place with Mr Redos grandsons, and they had pygmy goats for sale.  I had zero interest in goats before that (although I wanted pigs, and hens) but they were so stupidly cute that I seriously though about destroying the garden for them but we agreed to wait until we bought the Welsh acres.  Free range hens destroy everything btw. 
    Awwww … ❤️
    And yes, livestock like goats and hens are not compatible with a serious garden, except without serious barriers and management! 😉😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 36 books of target 52 in 2025, as @ 19th July
    Produce tracker: £223 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • greenbee
    greenbee Posts: 17,759 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Even cats (ooh look, you dug me a litter tray) and dogs (ooh look, cat poo) aren't compatible with gardens a lot of the time. Bantams are better than chickens when it comes to damage, and they do eat slugs. 
  • Your ex boss was unhinged and how he chose to conduct himself is absolutely no reflection on you.
    As so many of your colleagues have testified with their gratitude to you.

    Big well done to you on a very successful year, that you have achieved even while dealing with an unfair share of difficulties and sadnesses- none of them due to you x
  • Cheery_Daff
    Cheery_Daff Posts: 17,098 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    KajiKita said:
    What a year KK! 

    I do want to reiterate that you did ABSOLUTELY NOTHING wrong at work - your boss was an absolute menace, and none of what happened was your fault. So please don't carry that with you into the new year.
    Hope 2025 is easier for you xx
    Thank you x

    On the one hand, I understand what you are saying. But there is always something to learn in these situations. 

    I can see now, with a bit more perspective, that I didn’t explain myself well enough, didn’t tell my boss what I was actually working on. I know it wouldn’t have changed the outcome, but, and this is an important one for me, I would have felt a bit more in control and a little less like ‘prey’ - I’ve been in a similar dynamic with a male boss before, who was as cold as a shark … Repeating patterns like this need to be understood otherwise they recur and recur. I don’t want that. 

    KK
    I wholeheartedly agree that there's always something to be learned to avoid patterns repeating themselves. Doesn't mean you did anything 'wrong' though, and he WAS still a menace xxx Good on you for taking what you can from the situation.

    Hugs for your cats too, it's always hard to lose a beloved pet x
  • Also, the goat I wanted:


    A big vote from me also on the Pygmy goats and think Chloe will enjoy having new friends .. 

    great year round up 

    your review perspective especially on your boss communication style is very useful as you say 
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • KajiKita
    KajiKita Posts: 7,504 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    greenbee said:
    Even cats (ooh look, you dug me a litter tray) and dogs (ooh look, cat poo) aren't compatible with gardens a lot of the time. Bantams are better than chickens when it comes to damage, and they do eat slugs. 
    Oh lord yes, the garden litter tray … 🙄😂
    Get the behind me, temptress … bantams sound cute … and manageable …. 😉

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 36 books of target 52 in 2025, as @ 19th July
    Produce tracker: £223 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • I love your year's round up. I haven't sat down properly to do mine, mines been what I can remember off the top of my head 😆. 
    Too many losses for you in 2024...I hope that 2025 is a year of happiness and holding on to those you love KK 🙏🏻💓
    My little hetty 👇🏻...a little rescue chicken and absolutely full of life. She loved cuddles and stealing your food and following me everywhere and keeping the dog in his place 😆 I'm thinking of getting more....i have an area of garden I could close off for some because as Redo says they destroy everything and even when wings are clipped are master escape artists 😉☺️
    I would LOVE some goats if I had the space! But gardens too small. 
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
  • f0xh0les
    f0xh0les Posts: 7,607 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Does Mr KK not have a magnetic ended stick/rod thing? amazing for picking up lost needles in the carpet (DH is a master needle loser)  and don't get me started on crafting scalpel blades on the floor!
    Enjoy your day out.
    4/10/22One Year Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
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