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Mortgage free in Forever Home :-)
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Thank you @Watty1, @dawnybabes, @MFWannabe, @skint_spice, @Viking_mfw, @ladybird1106, @Humdinger1, @WelshmansDaughter, @Sallyforth, @LadyWithAPlan, @Bluegreen143, @~FlowerPot~ @f0xh0les, @savingholmes, @Brie, @Cheery_Daff, @Brewerspride, @Twolabsandacat, @debtfreewannabe321, @beanielou 😊
My head is spinning with all the new information but it went well.I found it very cold, but there are three ‘kitchens’ so had LOTS of cups of tea 😉
I had a laptop by 9am, with access to all systems, directories and a printer! (That took nearly three weeks to get fully resolved at the last employer…)
Used spare time to start poking around in the quality drives etc - read my way through aspects and impacts, ECNs and concessions, a management review, a couple of audits etc.
I helped two people - one lady with getting into a dishwasher (she was looking for a catch on the door like on a car bonnet 🤷♀️😊) and the R&D manager with how to ‘spin’ sitting across two product development processes / systems (original company one and the newer, over complex and not wholly relevant group one) - I reframed it for him as ‘integrating relevant best practice from the new parent company into existing systems as a continuous improvement activity’ 😊
FD wants my help with resolving what is likely to be a financial year end issue with Purchasing … 😊
I get the impression that I have been rather ‘bigged up’ - I hope I can live up to the hype! 😂
H&S induction delivered by the guy I used to work with, who primarily knew me as the H&S advisor where we both worked before, so he was quite shy about delivering it to me - bless 😊
My not-boss (site manager, so should be my boss but isn’t 🤷♀️😊), checked in on me several times through the day and at the end of the day, casually mentioned that he was aware that the lady I will be working with / taking over from will be arranging THREE external training courses for me!Note: Another vision board post-it @debtfreewannabe321, was improving my strategic scope - these qualifications will massively move me in a new direction! 😊
Didn’t get a single external qualification at last employer in 2.5 years ….
Off to the heavier, more industrial manufacturing site tomorrow - machining, welding, injection moulding, over moulding and vac forming. Get to meet the QA technician too 😊
Commute home was a bit challenging on twisty country lanes in the dark, but soooo much shorter 😊
Thank you all so much for your care. It is really appreciated 😊❤️
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.13 -
Sounds very promising.Now you need to chill out, cuddle Chloe & then cuddle Mr KK. A cat obviously comes first!2
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Whoop to all of it !Sealed pot challenge 822
Jan - £176.66 :j2 -
Great news. And relax.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Yay, that sounds brilliant KK, well done you!
And please, it's no hype, only you being recognised for your skills, intellect, ability, and marvellous self.
And a massive hurrah on the much shorter commute2 -
I've been sending you positive vibes all and its good to hear your first day went so well.Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family2 -
Sounds like a fantastic first day KK! And how lovely that another vision board item has appeared in your life 😊 So glad you were able to help some others on your first day too. Woo hoo indeed 😊😊😊
At some point, it might be nice to read back through your diary to get the full force of the journey you've been on since that grim time at your old job xx
In the meantime, enjoy the rest of your first week! 😊2 -
KajiKita said:
I helped two people - one lady with getting into a dishwasher (she was looking for a catch on the door like on a car bonnet 🤷♀️😊) and the R&D manager with how to ‘spin’ sitting across two product development processes / systems (original company one and the newer, over complex and not wholly relevant group one) - I reframed it for him as ‘integrating relevant best practice from the new parent company into existing systems as a continuous improvement activity’ 😊
FD wants my help with resolving what is likely to be a financial year end issue with Purchasing … 😊
I get the impression that I have been rather ‘bigged up’ - I hope I can live up to the hype! 😂Thank you all so much for your care. It is really appreciated 😊❤️
KK
Loving your reframe!! - I also often string words along that actually really dont say that much but sound impressive..
FD as well needing you? Go KK!
You will get used to the drive home I am sureCheery_Daff said:
At some point, it might be nice to read back through your diary to get the full force of the journey you've been on since that grim time at your old job xxDON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest2 -
First day and new job sounds great - and - qualifications too! Honestly after the ****show of the last job (PPHs the lot of them) this sounds wonderful. So pleased for you.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!3 -
This sounds so much more promising (and professional) than the last place!4
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