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Mortgage free in Forever Home :-)

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  • Sounds very promising.

    Now you need to chill out, cuddle Chloe & then cuddle Mr KK.  A cat obviously comes first!
  • dawnybabes
    dawnybabes Posts: 3,341 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Whoop to all of it ! 
    Sealed pot challenge 822

    Jan - £176.66 :j
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great news.  And relax. 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Yay, that sounds brilliant KK, well done you!
    And please, it's no hype, only you being recognised for your skills, intellect, ability, and marvellous self.
    And a massive hurrah on the much shorter commute 
  • I've been sending you positive vibes all and its good to hear your first day went so well.
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • Cheery_Daff
    Cheery_Daff Posts: 17,142 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds like a fantastic first day KK! And how lovely that another vision board item has appeared in your life 😊 So glad you were able to help some others on your first day too. Woo hoo indeed 😊😊😊 

    At some point, it might be nice to read back through your diary to get the full force of the journey you've been on since that grim time at your old job xx

    In the meantime, enjoy the rest of your first week! 😊
  • KajiKita said:

    I helped two people - one lady with getting into a dishwasher (she was looking for a catch on the door like on a car bonnet 🤷‍♀️😊) and the R&D manager with how to ‘spin’ sitting across two product development processes / systems (original company one and the newer, over complex and not wholly relevant group one) - I reframed it for him as ‘integrating relevant best practice from the new parent company into existing systems as a continuous improvement activity’ 😊
    FD wants my help with resolving what is likely to be a financial year end issue with Purchasing … 😊
    I get the impression that I have been rather ‘bigged up’ - I hope I can live up to the hype! 😂

    Thank you all so much for your care. It is really appreciated 😊❤️

    KK


    Glad it went well and qualifications always useful ..

    Loving your reframe!! - I also often string  words along  that actually really dont say that much but  sound impressive..

    FD as well needing you? Go KK!

    You will get used to the drive home I am sure


    At some point, it might be nice to read back through your diary to get the full force of the journey you've been on since that grim time at your old job xx

    This is a GREAT idea..
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • Watty1
    Watty1 Posts: 6,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    First day and new job sounds great - and - qualifications too!   Honestly after the ****show of the last job (PPHs the lot of them) this sounds wonderful.  So pleased for you.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • This sounds so much more promising (and professional) than the last place!
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