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Mortgage free in Forever Home :-)

1405406408410411699

Comments

  • KajiKita
    KajiKita Posts: 8,598 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Thanks @SandyShores, I had forgotten that option to help me draft something 😊

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 62 books of target 52 in 2025, as @ 4th November 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Watty1
    Watty1 Posts: 7,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Nice catch up with you, love the vision  board for the job and did smile at the mouse pocket.    Feral kitten says can Chloe send a mouse. She so wants one, she has designs on murder and is not allowed out as WattyDog would chase her away if she was.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • KajiKita
    KajiKita Posts: 8,598 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Watty1 said:
    Nice catch up with you, love the vision  board for the job and did smile at the mouse pocket.    Feral kitten says can Chloe send a mouse. She so wants one, she has designs on murder and is not allowed out as WattyDog would chase her away if she was.
    I shared this with Mr K and he took it far too literally… he is not prepared to put a mouse in the post to feral kitten! 😂 He suggested his mother could knit Feral Kutten a mouse though …? 😂😂😂

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 62 books of target 52 in 2025, as @ 4th November 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • redofromstart
    redofromstart Posts: 5,959 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    My sisters robot vacuum ate a furry present.  That would 'Flat Stanley' in the post quite nicely I think?

    (she was far from impressed!)
  • KajiKita
    KajiKita Posts: 8,598 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    My sisters robot vacuum ate a furry present.  That would 'Flat Stanley' in the post quite nicely I think?

    (she was far from impressed!)
    Oh my …. 😂😂😂 Another good reason not to have one! 😂

    KK 
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 62 books of target 52 in 2025, as @ 4th November 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Baileys_Babe
    Baileys_Babe Posts: 6,375 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    If your friend has anything like the cold my OH and the children have she is being very kind, it has knocked them all for six and they have been very unwell for the best part of a fortnight 😞 I'm guessing she doesn't want to pass it on and make you ill for your well deserved holiday.
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • f0xh0les
    f0xh0les Posts: 7,697 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Your ex- boss has already realised he has made massive mistake.  What would Santa say? 
    4/10/25Three Years Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢
    No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • It has actually made me lol that Captain Colon was having a look for you on LI, prob best to have blocked him but tempting to demand quadruple your usual rate for ad hoc consultancy work when he comes crawling 
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase

    Books read 2025: 60

    Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r6
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