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Mortgage free in Forever Home :-)
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As at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Nice catch up with you, love the vision board for the job and did smile at the mouse pocket. Feral kitten says can Chloe send a mouse. She so wants one, she has designs on murder and is not allowed out as WattyDog would chase her away if she was.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!2 -
I shared this with Mr K and he took it far too literally… he is not prepared to put a mouse in the post to feral kitten! 😂 He suggested his mother could knit Feral Kutten a mouse though …? 😂😂😂Watty1 said:Nice catch up with you, love the vision board for the job and did smile at the mouse pocket. Feral kitten says can Chloe send a mouse. She so wants one, she has designs on murder and is not allowed out as WattyDog would chase her away if she was.
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
My sisters robot vacuum ate a furry present. That would 'Flat Stanley' in the post quite nicely I think?
(she was far from impressed!)My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo4 -
Oh my …. 😂😂😂 Another good reason not to have one! 😂redofromstart said:My sisters robot vacuum ate a furry present. That would 'Flat Stanley' in the post quite nicely I think?
(she was far from impressed!)
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Been a tired day today ….
- Steps are pretty low at 3.6K
- Have managed to clean the bathroom and deep cleaned the cats’ food tray and all bowls ….
- Went wrong on my knitting pattern so am slowly unpicking that again … sigh ….
- Rang my mum - she appreciated the call and we talked tactics about my horribly long CV ….
- Messaged my friend - she has a stinking cold and is refusing to see me until I come home from holiday 🤷♀️
- Wrote a deposit letter for the wayleave cheque and got that in the post.
- Did all financial updates and tweaked my signature a bit - got to just over 50% of the produce target I set myself for the year
- Wrangled two loads of washing.
And that’s pretty much it ….
Not as much as I wanted to do, but not bad for a tired day.
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.7 -
If your friend has anything like the cold my OH and the children have she is being very kind, it has knocked them all for six and they have been very unwell for the best part of a fortnight 😞 I'm guessing she doesn't want to pass it on and make you ill for your well deserved holiday.Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family4 -
That sounds rough! I hope they start recovering soon.Baileys_Babe said:If your friend has anything like the cold my OH and the children have she is being very kind, it has knocked them all for six and they have been very unwell for the best part of a fortnight 😞 I'm guessing she doesn't want to pass it on and make you ill for your well deserved holiday.- I have managed to do my yoga, chair squats, light weights and shoulder exercises 😊
- Spent an hour and a half in the garden clearing one of the veggie beds 😊 Harvested a few spuds - nothing amazing but completely scab free so that tells me that I need to water much more in warm summers 😊
- Tack hemmed one of the front door black out curtains - enjoyed my bright pink tacking thread far too much 😊
- Started poking about at my last CV - I had updated it more recently than I thought as I had forgotten I’d updated it for a job I applied for last summer, so it won’t be as big a job as I was thinking 😊 Also, dug up the email from the recruiter at that time who had titivated my CV in various ways that would be worth copying and she had shared various interview prep material with me.- Finished reading a novel - that had been hanging around for weeks, it will be good to move onto something else.
- Skimmer turned up and moaned at me about the weather … 🙄🤷♀️😂
- My ex boss ‘looked at me’ on LI 🙄🤷♀️ - I have blocked him!
- Started cleaning down the outside of the kitchen cupboards - I am aiming to clean one section each day after the lunchtime washing up.- No progress on knitting. Mental block back in place … sigh …
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
Your ex- boss has already realised he has made massive mistake. What would Santa say?4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******4 -
It has actually made me lol that Captain Colon was having a look for you on LI, prob best to have blocked him but tempting to demand quadruple your usual rate for ad hoc consultancy work when he comes crawling4
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