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Mortgage free in Forever Home :-)
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redofromstart said:Oh my average is normally 3.5k so I am just showing off
abd yes they couldn't have done it if you hadn't lined up the ducks
Thank you - means a lot to hear that from you.KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
greenbee said:KajiKita said:greenbee said:If you're a garmin user, can you please join me and @redofromstart with our steps challenge, as I might actually be able to beat you 🤣 (although as both of you are not working at the moment, technically you have an advantage as you're not tied to a desk)
<whispers> What is this under desk treadmill torture device you speak of ….?KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
I only managed 4200 steps today, and I was in the office and moved between buildings at one point too 🙄 I used to have regular step challenges with my sister but then she got an apple watch 😂
Poor old Pampered Prince! I was looking forward to Colonel Colon having to manage him 🤭1 -
KajiKita said:greenbee said:KajiKita said:greenbee said:If you're a garmin user, can you please join me and @redofromstart with our steps challenge, as I might actually be able to beat you 🤣 (although as both of you are not working at the moment, technically you have an advantage as you're not tied to a desk)
<whispers> What is this under desk treadmill torture device you speak of ….?KK
the under desk treadmill beats sitting on my bum for hours. I have in the past managed over 20k steps in one day of very boring management meetings 😇4 -
Glad the pampered prince got his comeuppance. Captain Colon is unbelievable!
Well done on the gardening. Hopefully some indoor days will help you get some actual resting in too.
Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Iliotibial band - a band of fascia down the outside of the thigh. Treadmill walking/running doesn’t have any variation in movement, so tends to make it tight.
the under desk treadmill beats sitting on my bum for hours. I have in the past managed over 20k steps in one day of very boring management meetings 😇
Presumably the under desk treadmill isn’t actually weight bearing? Well done on the 20K steps 😊savingholmes said:Glad the pampered prince got his comeuppance. Captain Colon is unbelievable!
Well done on the gardening. Hopefully some indoor days will help you get some actual resting in too.
Rather to my surprise I slept pretty well last night, I must have really needed that sleep yesterday afternoon.No significant plans for today - more work on CV, work up a ‘to do’ list, loosen off some curtains in the snug so they close properly (at Mr KK’s request), possibly some gardening if there is dry spell - might focus on the patio weeding so the bird feeder is accessible from when we come back from holiday. That reminds me, I need to dig out the LCs pet vaccines passports for the Cattery.KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
I do hope it is ok to feel delighted about Pampered Prince:)Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!1 -
As at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Wait til he contacts you for a reference because Colonel Colon was mean to him ...4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******2 -
f0xh0les said:Wait til he contacts you for a reference because Colonel Colon was mean to him ...
(If he did I would politely decline and recommend that he goes self employed as working for someone / an organisation doesn’t suit him ….) 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4
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