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Mortgage free in Forever Home :-)
Comments
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Oh I know KK, doesn't matter what you do sometimes and I always feel like I've failed the employee and the mangager when it happens but really it isn't up to you (or to HR) to prop anyone up if they no longer have the capability to do the role regardless of the managers support. Such a difficult situation for all concerned.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo3 -
I think (and you know that's a qualified experienced think on this subject at least) that you have absolutely done the right thing, informal helpful and supportive before the formal do this or the consequence is. Not nice but potentially fair,reasonable and legal.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo4 -
Absolutly not your fault. I thought people had to declare their health conditions when aapplying.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Sorry about your wedding experience that sounds horrific.
On the PM - I hated doing them too - but they are unfortunately common and often needed. Definitely view it was you tried the informal approach first but when that didn't yield the required results - you are now going with a documented action plan to support them to improve their performance and to understand what is required. They either rise or they don't -that's on them not you.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/253 -
Wow, you lot are so lovely. It really helps to share some of this stuff here and get your perspectives. Let’s see if they actually turn up today ….
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 45 books of target 52 in 2025, as @ 27th August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
KajiKita said:Wow, you lot are so lovely. It really helps to share some of this stuff here and get your perspectives. Let’s see if they actually turn up today ….
KKI’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
Check your state pension on: Check your State Pension forecast - GOV.UK
"Never retract, never explain, never apologise; get things done and let them howl.” Nellie McClung
⭐️🏅😇🏅1 -
Brie said:KajiKita said:Wow, you lot are so lovely. It really helps to share some of this stuff here and get your perspectives. Let’s see if they actually turn up today ….
KKThe scheduled, hour long meeting, turned into two hours. (I am still not sure what else I missed, I haven’t had time to look …)They blamed me, told me that people were telling them that they were doing a good job, that they were working their @ss off, that they felt like they didn’t want to come into work any more and so on and so forth …. There was tears and drama.
They also let slip that this (performance reviews and disciplinaries) has happened in their last two or three jobs …
Once they calmed down and we agreed a (small!) way forward they immediately started talking about, how after college (June 2025) they want my organisation to pay and allow time for them to get a degree! 😳🙄 Right now I don’t even want to let them go back to college next year for the second year of their current course ….!I went straight from that to a management meeting where the site manager yelled at all of us for not attending a meeting on Tuesday this week, that started beyond office hours. He threatened us with setting ‘office hours’ if we don’t support these meetings. It was deadly. No one said a word.By the time I got past all that, I had a banging headache ….
I have voted.We have a functioning bathroom (no flooring, just some ply, but hey at least we don’t have to go again for a shower tonight! 🎉).
Excuse me whilst I find a safe rock to climb under ….
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 45 books of target 52 in 2025, as @ 27th August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.7 -
Blimey, that's quite a day.
So basically the person under you is a lying workshy scrounger, and the person over you is a quasi sociopath who is going to make everyone's lives a misery until you do what he says and actual workers laws can get stuffed.
Time for a new job?!
Well done for getting out and voting, and how brilliant to be able to have a shower in your own home!
Friday tomorrow me dear x
2 -
Well the bathroom news is good 😊Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)3 -
Good news on bathroom.
Can only agree it's time for a new job.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3
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