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Mortgage free in Forever Home :-)
Comments
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Always good if you can still move 😻I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
As the owner of a big dog t I feel for both you and the neighbours. Wattydog is mostly securely fenced in and I would be mortified if he got out and did the damage you have mentioned. I would be round with chocolates flowers and a plan so I'm pleased to read the neighbours have secured the boundary - they just need to bring the flowers and chocolates now. Hope they do xMade it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!5 -
They aren’t really that type, but as neighbours go they are pretty good - I have had far worse in the past!Their other big dog (yes, they have three large canines, all pedigree, all different) got out this morning and was shouting at the poor bloke and his little dog who walk our lane every morning. I had already started my engine to go to work when I heard the ruckus, so I ran out in the lane, grabbed the third big dog from next door (we like each other, he’s a huge great hearth rug who likes to lean on you 😂😊) and dragged him home - the neighbour’s front gate was open! 🤷♀️🙄 I hope the other neighbour was okay …
Did a 1:1 with one of my youngest team members today - I am doing a reset with my whole team and with him it went well 😊
When I got home, not only has Mr KK kept the plumber on the job all day (plumber has a great propensity for chat 😉) so the first plumbing fix is done, Mr KK had also arranged to have our mouldy conservatory cleaned. The conservatory is transformed!! ❤️🤩 It has made the house feel so different too - really, really lovely to come home to ❤️ Total Hero!
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 45 books of target 52 in 2025, as @ 27th August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6 -
Well done Mr KK!! how lovely for you. It is all progress.
4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******2 -
What a ⭐️ 😊 It was getting us both down and we had discussed getting a cleaning company in before FiL died but that whole process too, us both off track for a while.f0xh0les said:Well done Mr KK!! how lovely for you. It is all progress.Mr KK sees the cleaning contractors regularly at where he works, so quietly arranged it for today, the week he knew he would be at home. 😊
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 45 books of target 52 in 2025, as @ 27th August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
What a lovely thing to come home too. So pleased for you.
My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo2 -
The clean conservatory must have been a lovely surprise, beats flowers😂Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)2 -
What a keeper.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
How nice to have the conservatory- and first bit of plumbing!- done 😊
How are Mr KK and his mum (and you) in adjusting/grieving terms?
Your neighbours are starting to sound like they need to give their heads a serious wobble..2 -
What a lovely treat
the neighbours need to look at their fencing - The dogs could hurt themselves and others .. feel also sorry for the orchid!DON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest3
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