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Pay off mortgage and start having even more fun 😁

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  • newgirly
    newgirly Posts: 9,349 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    It does seem a bit old fashioned still doing it over 10 months really 🤔

    We had an Iceland food delivery for a change today, about £44 spent to fill the freezer with some easy bits and veg. I’m now on about £80 left this month 😱 also needed diesel. Other than that it was a no spend weekend. Dh and I went to see Empire of light today and I saw m3hgan on Thursday with ds2 and dil, and rather wonderfully we had free nachos as a perk with the unlimited card for January, apparently theres a mystery weekly treat for this month.

    It has been very cold here, I’ve had the heating on for about 2 hours on total this weekend which has not been much fun. I guess it’s good practice if we make it to the artic circle in November 😂

    Weight loss not going so well, it’s easier if you can spend what you want on nice diet things, dieting in a budget can be a bit boring especially with limited motivation 🙄 
    MFW 67 - Finally mortgage free! 💙😁
  • newgirly
    newgirly Posts: 9,349 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Plans for today as I am feeling lazy and won’t get much done otherwise:


    • drop birthday present off to best friend and go for a walk/coffee 
    • Clean fridge out, it’s a black hole of who knows what
    • Do few hours work for dh 
    • Work out how much I need to save pm to cover the trips and spending money costs for the northern lights trip in Nov 
    • Visit mum, dads not well and she’s fed up 
    • Locate air fryer from shed and work out how to use (dh had a brief period of air frying everything, then leaving it out in the way😆) so I haven’t used it yet.

    MFW 67 - Finally mortgage free! 💙😁
  • LeighofMar
    LeighofMar Posts: 672 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    edited 16 January 2023 at 7:48PM
    Hope your dad feels better soon. 

    I'm on a Paleo/whole foods diet and the produce is really climbing in price. I've had to stick to sweet potatoes and frozen zucchini noodles, carrots, broccoli etc. I made a Whole30 Tuscan chicken the other night, all in one skillet and it was fabulous. I have tons of chicken so need to find creative ways of cooking them. Googling easy Whole30 one-pot meals has been a lifesaver.
    Mortgage start date Dec 2015 - $64,655.00
    Mortgage end date Dec 2045 - NOT!!!!
    Mortgage balance  - $4600.00
    Business Savings $43,310/100k
    Hope to be mortgage-free by end of 2023 
  • newgirly
    newgirly Posts: 9,349 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Hi Leigh of Mar thanks for popping in, I’ll have a look online at that 🙂I’ve also bought some different frozen veg  this week, like sliced peppers, a more exotic frozen mixed veg I can use in Thai green curry (little mini corn, sugar snaps and carrot) hopefully this will save a bit and last longer. 

    Well I didn’t get much on my list done 😂 thr air fryer is out though, however dh is going to be really late and ive gone to bed to stay warm so he can cook it when he’s home, terrible wife that I am 😬 I’ve also hammered the budget yet again today as I happened upon a good deal in Asda for an instant hot water thingy, I’ve been reading about them and thinking it might be a good idea as it heats one cup at a time fast, our kettle is on so often a day it’s crazy and you can’t see how much water is in there so inevitably it’s too much. So a £32 spend 😱 but I think it will pay for itself quickly. It’s the only thing I can come up with that could be tweaked to lower our energy use.

    • £43.35 left from the £500 this month, this is terrible! Also tomorrow is best friends birthday so I’m taking her for a pub lunch, it has to be done though 🥳 I’ll be hitting the overflow pot and using my personal spending pot sooner than later I think! 
    MFW 67 - Finally mortgage free! 💙😁
  • newgirly
    newgirly Posts: 9,349 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Yuk, feeling rough after a night throwing up 😩 Not related to lunch out yesterday as best friend had the same and is fine, so a lazy day for me. I’m also alone so the heating is off for the moment but I have decided to put it on more as I’m a bit worried that it won’t do ds2 any good with his asthma. If it adds extra months on the mortgage, I will be a little sad I won’t lie, but I can’t go too far with this when there’s others living here. 

    Spent £46 on the card for lunch yesterday but best friend insisted on paying the tip and giving me £20 towards it, so I’ve used the £500 budget now bar £20 cash I have left. Theres should be no more birthday type spending now for a while, and I think no girls meal out until the start of March, so other than some coffees and toast spending should be lower after January. 

    Looks like the mayor is having some backlash from the process of bring in the ULEZ extension so I will hold off on selling the car for the moment just incase it’s postponed. Don’t get me wrong I do want a more green car, but I’d rather that was on out terms, preferably when we are mortgage free and can some something much newer. 


    MFW 67 - Finally mortgage free! 💙😁
  • themadvix
    themadvix Posts: 8,785 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    I hope you're feeling better soon!

    Don't blame you for putting the heating on more - I think it's important to have some heat in a house for its sake as well as you've certainly be testing your limits (which are much lower (temp-wise) than mine. 

    Good luck with that £20!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • try_harder
    try_harder Posts: 1,532 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Hopefully you are starting to feel a lot better ,so horrible being sick 
  • Feel better soon!
    Mortgage start date Dec 2015 - $64,655.00
    Mortgage end date Dec 2045 - NOT!!!!
    Mortgage balance  - $4600.00
    Business Savings $43,310/100k
    Hope to be mortgage-free by end of 2023 
  • Hope you feel better soon NG 
    Mortgage restart June 2018 £119950Re mortgage August 19 £110470, … Mortgage November 22 £85600 final 0% CC 3300Home renovations - £65000, mid 2018 - mid 2022
  • Jessy103
    Jessy103 Posts: 2,251 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Hope you feel better today x
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
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