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Pay off mortgage and start having even more fun ๐
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We had a busy Halloween opening the front door ๐ luckily we had a LOT of kids , probably at least 60 ๐ฑ we had one of those rubber flexible big bucket things full to the top with wrapped wedding sweets that were left over, they made a good dent in it though.
Ebay sales have paid out whoohoo and Iโve just topped up the Xmas girls day out to the ยฃ60 target and have also got ยฃ120.94 towards the ยฃ200 target for dh and I to go to York. So pleased with that, however I might take a break for a week as we are away.
The holiday pot for CPโs has been hit a bit with food and logs and I canโt remember what it was to start with but itโs now ยฃ71.29 ๐ might have to raid the York pot if we run short!ย- Spending ยฃ688.85 / ยฃ1800 for three monthsย
- ยฃ57.91 Tesco delivery todayย
- An overspend of ยฃ62.93 so farย
- Iโm going to try and catch up in NOV by having a budget of ยฃ504.79ย
MFW 67 - Finally mortgage free! ๐๐5 -
York is fabulous! DD1 at uni there. It's so posh!2
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Itโs a wonderful city isnโt it, I hope sheโs enjoying it there ๐ฌ
Meeting best friend for coffee this morning, then home to do more work as dh as it busy at the moment (the private work heโs taking on) heโs trying to build up a cushion as his boss/tennant who rents our factory can be very slow paying the rent and money owed ๐ I can only do some elements of this work though as itโs very skilled and heโs been doing it a very long time. Hopefully with the mortgage cleared he can then do what he wants work wise.ยMFW 67 - Finally mortgage free! ๐๐4 -
Spending today :ย
- ยฃ2 nuts for the squirrelsย
- ยฃ3 sparklers for the weekendย
- ยฃ4 tightsย
- ยฃ6 battery tea lights and candles as we have nearly run outย
- ยฃ4.80 ph shower gel for me
- ยฃ12.90 coffee and brekkie for best friend and Iย
Total spend now ยฃ721.55 / ยฃ1800 a ยฃ76.07 overspend now.
Got a free farmhouse loaf on the M&S app today, and also received another ยฃ4.14 from fleabay , plus found some foreign currency in the hall draw (dhโs I think) but finders keepers ๐ so changed it up and got ยฃ20.95 ๐ have put both amounts into the York savings pot.ย
MFW 67 - Finally mortgage free! ๐๐3 -
Spending for yesterday was ยฃ1.50 on Xmas popcorn at the German Xmas market I visited, today I will put ยฃ40 diesel in the car as we are off to centerparcs, if I take it out the holiday budget there will be nothing left though ๐ so itโs coming out of the ยฃ1800 budget ๐ฉย
Total spending :ย- ยฃ1.50 popcornย
- ยฃ40 dieselย
Total now ยฃ763.05 / ยฃ1800 which is ยฃ78.45 over budget.ยHopefully the next few days will be zero spend while away bar the ยฃ50 I have left in the centerparcs pot.
MFW 67 - Finally mortgage free! ๐๐3 -
Have a wonderful time1
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Just popping into say hello! I love the sound of the weekends away you have planned, that's the vision DH and myself have for our future so it's nice to hear about your plans, even if we are 10+ years away! York was our closest city before we moved a whopping 12 miles further away. DH and I both used to work there, it is absolutely beautiful, except when it floods! I used to be a manager for a store that had a basement showroom and was a listed building, the lift shaft would flood a few times a year and meant we couldn't use the old rickety lift until I could get someone in to sort it, that was fun! Good luck with your plans xMortgage-free wannabe!
Mortgage Debt May 2020:ย 159,804
Now: ยฃ151,0851 -
Hi Thrifyish thanks for popping by, I can imagine that was a pain as it seems to flood quite a lot in some areas in York, lovely city though. I hope you can squeeze in some cheap weekends away sooner than 10 years ๐
Centerparcs ok, good Saturday but a total washout Sunday ๐ฉ we came home Sunday afternoon, logistically it was hard work have two 3 bed lodges and everyone eating and sittting together in one every night , but it went quite well and they had the Xmas lights up through the forest which is so pretty.ย- ยฃ40 holiday diesel I was taking from the budget but now is coming from the holiday pot, also bought bread and squirty cream, total holiday spending ยฃ42.10 so ยฃ1.89 left to transfer to savings ๐
- More diesel yesterday ยฃ25ย
- Tesco delivery for today ยฃ47.27
- Poundland, cleaning / toiletries/crisps ย knitting needles and wool ยฃ18.50
- Coffee and tea cake for best food and I yesterday ยฃ10.60
Total spending so far ยฃ824.42 / ยฃ1800 which is ยฃ61.30 over budgetย
As it was raining so hard we ended up cancelling table tennis (a long walk!) and a horse and carriage ride so I got a refund of ยฃ68.75.ยNow Iโm sending ยฃ53.97 to the take dh to York before Xmas pot which will hit its ยฃ200 target and the other ยฃ14.78 plus ยฃ1.89 left from the holiday pot will go to the northern lights cruise fund!ยMFW 67 - Finally mortgage free! ๐๐2 -
Glad you got your refund. I'm never quite sure we would get our money's worth from centre parks. I did toy with the idea of taking our lot next year but the doubling of easter prices put me off.ยMortgage restart June 2018 ยฃ119950Re mortgage August 19 ยฃ110470, โฆ Mortgage November 22 ยฃ85600 final 0% CC 3300Home renovations - ยฃ65000, mid 2018 - mid 20220
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It is so expensive, if you were going to try it Iโd go for an out of season time not peak if you can at all!ยThis week has been a bit crazy, Iโve taken my aunt out for the day shopping at the start of the week as she came over, then ds1 asked for a lift to the airport for the following morning for a 6.45am flight ๐ฑ so I said yes and ended up driving back at 4 am alone down many dark country lanes doe to the m25 being shut with protestors, very scary ๐ The same day DILโs headache (nearly had it 2 months and waiting for a mri) got worse so I went to the pharmacy who said go to A&E - 10 hours later they gave her some pain killers and sent her home โน๏ธ So itโs been a bit stressful!ยHowever, there is some nice news this week, ds2 and Dil came home while dd and dh were over for dinner with a kitten as a surprise for me ๐ฑ Iโve been looking for a while now, after losing the last one itโs already been decided we need an indoor only cat so Iโve been looking at very elderly rescues and Siamese /oriental kittens (like our 19 year year old who passed away in lockdown) Iโd spotted one who was perfect but way too expensive and had subsequently sold. Except it was to dh and ds2 , dd and dil who had all chipped in and reserved her a few weeks ago!ยIโm very grateful however very uncomfortable as itโs so much money, dh wanted to wait until he had saved enough and surprise me but dil insisted it had to be this one so they all chipped in, I know that some of them really canโt afford it. So I want to pay them back via dh so they think I donโt know or they might refuse it!ยAnyway, she is a 16 week old oriental and after trying out a few names still doesnโt have one ๐ยMFW 67 - Finally mortgage free! ๐๐4
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