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Rolling Down the Green Hill Towards REtirement πŸ˜ŠπŸŒ„πŸ’šπŸ’œ

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Comments

  • greent
    greent Posts: 10,970 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Haha! Most of our local VIth forms require a suit, I think (at least all the grammars do - I've not looked at any of the comps...)
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 Β£124616 01/11 Β£89873 01/13 Β£52546 01/15 Β£12133 07/15 Β£NIL
    Net sales 2024: Β£20
  • savingholmes
    savingholmes Posts: 29,135 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Just as long as you look after you Missus... top priority
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 Β£202K now Β£169.8K Equity 37.1%
    2) Β£1.3K Net savings after CCs 16/1/26 (but owed Β£1.1K) so Β£2.4K
    3) Mortgage neutral by 06/30 (AVC Β£34.8K + Lump Sums DB Β£4.6K + (25% of SIPP 1.3K) = 40.6/Β£127.5K target 31.8% 16/11/25
    (If took bigger lump sum = 62.7K or 49.2%)
    4) FI Age 60 income target Β£17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum Β£15.8/30K 52.67%)
    5) SIPP Β£5.2K updated 16/1/26
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