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  • MovingForwards
    MovingForwards Posts: 17,158 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Job satisfaction is priceless.
    Well done for taming the frogs.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • enthusiasticsaver
    enthusiasticsaver Posts: 16,102 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Great news on the job. 
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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  • doingitanyway
    doingitanyway Posts: 10,189 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    jwil said:
    Well done on tackling the frogs and great news on the refund for the delay (however annoying it must have been!)
    Thank you @jwil I seem to have made up for it by doing nothing much today!

    Thanks @MovingForwards let's hope both our new jobs give us job satisfaction

    Thanks @enthusiasticsaver.  I hope it works out  :) 
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
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  • MovingForwards
    MovingForwards Posts: 17,158 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    It's not permanent but a stepping stone to reach a goal. I did it myself to buy a property and stayed longer than planned due to the world changing, now can focus on what I want to do.

    Being frugal is fine to get that footing, it doesn't last forever and when you have a new budget you'll be back on track with that side of life too.

    It is hard, does seem to last forever but the end will be in sight soon.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • jwil
    jwil Posts: 22,248 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I agree that it will be worth working a while to ensure you can get your home and then review it later.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • doingitanyway
    doingitanyway Posts: 10,189 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    savingholmes said:
    I relate to the wanting to have a decent cushion finance wise later in life and how difficult it can be to also do creative projects while working.

    Will be worth it to have a home again
    Thank you @savingholmes I don't want to feel deprived in my latter years. I am not a huge spender but I want enough money for the things I enjoy.  

    It can be difficult pursuing creative projects whilst working but I must find a way...

    jwil said:
    I agree that it will be worth working a while to ensure you can get your home and then review it later.
    Totally agree. Thanks @jwil
     
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • doingitanyway
    doingitanyway Posts: 10,189 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    edited 17 June 2022 at 10:44AM
    The unsettled bad feeling came home to roost as my latest much loved relative died. It is sad, but this relative was tired, in pain, was older, had buried a child at the end of last year and was ready to go. All my sad feeling are for myself.  
    I am best out of it for a few days...I don't know if I can cope with another family funeral, but I guess I will.

    When a person goes I ask myself did I do right by them? Did I make time for them? I can answer yes on both counts so I don't feel guilty. 

    More than ever I need to be in 'my new life' as time feels so short!

    @julicorn has a complete chain after waiting 3 months. She has longer to go and this gives me an idea of how long I will need to wait if I want the house I have been accepted on. 

    Before I got the news I had actually done some creative project work

    I've been good with my budget. Shows I can do it.  :)

    This afternoon (if I can stand the heat) I am going to walk to the tiny church and light a candle for my relative and say a little prayer. I will drop a few letters into the PO. Then I will treat myself to tea and cake in the posh cafe. 

    Have a good day all.






    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
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