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In the Meantime

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  • 24ta
    24ta Posts: 268 Forumite
    Part of the Furniture 100 Posts
    Congratulations, very pleased for you :)
  • doingitanyway
    doingitanyway Posts: 10,183 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Aww, you lot are so lovely. Thank you for all the good wishes  :)

    So I am adjusting to the job news. The job is a 30 minute walk from a major station so I plan to walk there and back to get my 1 hour walk in. It is also 1 minute from a swimming pool so thinking about the best way to get a swim in. I'm looking forward to it, but I am going from all my time being my own, to 4 days of my week 'belonging' to someone else...for now I will spend all 4 days in the office and switch to WFH for half of the week when I move away. 

    My MSE buy of the day was organic salmon (2 in a pack) reduced from 8.50 to 2.20. I bought 3 packs. Great for the freezer. But really 2 small fillets of salmon now cost 8.50?!!!

    I had the second part of my trial. I had to sit completely still for 40 minutes with an oxygen mask on. I now know the exact calories I need. It is higher than I thought. No wonder diets don't work for me and I feel hungry all the time on them. I can lose weight with more calories it seems. 

    Blood done and my Hb1ac is good and in the healthy range. In fact my overall results have been so good the team will meet to see if I can stay on the trial. Either way it is good news. It shows my approach to what I eat is paying off. I just need to get my exercise levels increased.

    I hope everyone is ok

    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • savingholmes
    savingholmes Posts: 29,049 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    All sounds good

    Has your seller found a property yet?
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.8K Net savings after CCs 13/9/25
    3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
    (If took bigger lump sum = 54.5K or 42.7%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 13/9/25
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,124 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Late to the news of the job , well done . Plus pleased to hear the trial results sounded like they were very good for you. Enjoy your weekend . 
    Life is an adventure, never stop exploring.

  • maggiem
    maggiem Posts: 1,955 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I’m late to read the news too but so pleased for you! The trial sounds interesting as well, good to hear how healthy you are. 
  • jwil
    jwil Posts: 22,248 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great news about the trial results too.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Brie
    Brie Posts: 15,102 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    As you no doubt know moving can seem to take forever.  I hope your seller finds something and things progress.  But I don't blame you for keeping an eye on the market.
    I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards.  If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board:  https://lemonfool.co.uk/financecalculators/soa.php

    Check your state pension on: Check your State Pension forecast - GOV.UK

    "Never retract, never explain, never apologise; get things done and let them howl.”  Nellie McClung
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  • MovingForwards
    MovingForwards Posts: 17,158 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Perhaps the buyer not yet finding a new home is what's meant to be. You've secured a role which will allow a small mortgage. Sounds like fate has stepped up.

    Trial is very interesting. I appreciate you providing the snippets and explaining how the info helps you.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • beanielou
    beanielou Posts: 96,132 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good news on the trial results. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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