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  • another_casualty
    another_casualty Posts: 6,506 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Regarding dentist, I have a dental plan approx £20 a month. This means that the six monthly appointments are covered. Plus there is a % off of any treatments I will need.
    Not for everybody. If this dentist is one that you would still be using, it may be worth considering .  The one thing that I don't trust with dentists is thst when they are feeling the pinch, they try to talk you into 3 monthly checkups etc which I will not tolerate . 

    Hope the tech thing gets sorted . 

  • savingholmes
    savingholmes Posts: 29,234 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope the trial goes well
    Achieve FIRE/Mortgage Neutrality
    1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
    2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
    3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 2028
  • savingholmes
    savingholmes Posts: 29,234 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds an interesting trial
    Achieve FIRE/Mortgage Neutrality
    1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
    2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
    3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 2028
  • MovingForwards
    MovingForwards Posts: 17,183 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    It does sound like a beneficial trial, soak up all the info and use it to your advantage.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • jwil
    jwil Posts: 23,953 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That trial sounds fascinating.  I hope it goes well :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Great news, well done
  • savingholmes
    savingholmes Posts: 29,234 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Congratulations 👏🎆👏 thrilled for you. Have some poppies to celebrateall
    Achieve FIRE/Mortgage Neutrality
    1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
    2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
    3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 2028
  • Truly excellent news. Well done
    June 2026, Mortgage free, Emergency fund fully funded & £200/200 cash maximum pb holding .:jWeight 12st challenge 11st 2lb

    Gift to children challenge £40k in 2 years. Short term gift challenge 7 presents and $1300 can by September.

    Determined to stop defining myself by my mistakes. Progress not perfection. I’m not perfect but I’m good enough.
    https://forums.moneysavingexpert.com/discussion/6673398/hopefully-cruising-with-focus-towards-retirement#latest
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