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In the Meantime

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Comments

  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,142 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Just read your news , how wonderful. Fingers crossed for a quick move. 
    Life is an adventure, never stop exploring.

  • So pleased to hear this news 

  • MovingForwards
    MovingForwards Posts: 17,164 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Jeez, you've a big appetite today! You've smashed them and are not letting anything get in your way 😃
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Humdinger1
    Humdinger1 Posts: 2,450 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Late to the party but what utterly wonderful news! So looking forward to your next adventures love Humdinger xx
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Fantastic progress. All the best. Sounds very exciting. You have found your frog busting mojo
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • MovingForwards
    MovingForwards Posts: 17,164 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Are you playing whack a frog! I'm seeing a woman on a mission and you've nailed this.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • doingitanyway
    doingitanyway Posts: 10,418 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Thank you @Humdinger1 @savingholmes @MovingForwards :)

    I cancelled a hair appointment for this morning. I can do my own hair pack. I cannot afford the time or the money right now.

    I feel very motivated to eat all the house related frogs as I want to do everything I can to get the house. I'm very aware that anything can happen, but if it does I will just have to deal with it. 

    So today I have already eaten the two big HMRC frogs!!! On their website it says they are less busy before 10 so I called at 8.30. I had a target of £500. In fact they owed me £497. They had me on a code that was incorrect and this has been backdated and amended. Pleased with that  :)

    TODAY
    The dreaded form has been completed for HMRC on another matter. I will post it by 'signed for' later today

    Emailed solicitor to see if being mortgage free for my purchase will reduce my solicitors fees

    Research surveyors in the area for some quotes

    TOMORROW
    I will visit the CU tomorrow as I will be in the area so no point wasting time and fares going today

    Off to get some breakfast.

    Have a good day everyone.

    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • beanielou
    beanielou Posts: 96,756 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    You are a woman on a mission! 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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