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In the Meantime
Comments
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I am so so very pleased for you x4
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Woohoo. I so thrilled for you.
Hope the frogs get sorted in your favourAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/253 -
That is such fantastic news! Hope it all proceeds smoothly
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
OMG OMG OMG! sorry - so excited for you! I remember vividly how thrilling and yet nerve-wracking it was when my offer was accepted... fingers and everything else crossed now that it all runs smoothly. It's a tense time, but keep on pushing through and good luck!4
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well done - you've cleared the decks and you're on the final lap - just keep moving it forward - absolute focus on anything that needs to be done.I think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine4 -
excellent news. Remember to invite us all to the virtual housewarmingMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.3
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Thanks everyone. It is so great to read all your best wishes
Aw thanks @maggiem and @beanielou
@southern_chick (thanks for delurking
@another_casualtyas usual sage advice
@Chrystal thank you for the hugs!
@Four_Seasons @savingholmes @jwil Hoping it goes smoothly too...Fingers crossed.
@Forging_Ahead that is exactly what I am feeling!
@mark55man and @MovingForwards my focus now shifts to everything house related and frogs will be eaten!
Feeling relieved but very aware that this is just the first stage.
Today I worked at the club. A few hours work as the news distracted me!
So today...- Tracked down my solicitor's details
- Emailed 2 people for their broker details
- Emailed EA
- Update solicitor
- Pension correction update
- Start removals fund with £200
- BS for a survey quote
- Contact 2 MBs for quotes
I hope everyone out there is ending the day well.
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720255 -
Enjoy the massage
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Thanks INODin_need_of_direction said:excellent news. Remember to invite us all to the virtual housewarming If I actually move in, there will be a virtual house warming and a new diary as I won't be In the Meantime anymore. Fingers crossed... If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720254 -
Congratulations 🥳4
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