📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

In the Meantime

1182183185187188218

Comments

  • doingitanyway
    doingitanyway Posts: 10,155 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    edited 11 May 2024 at 2:00PM
    Thank goodness you pushed the matter and hopefully this is you on your road to a solution and recovery 🙏 From past experience with Mr SA you can’t let them fob you off so well done for persevering. 
    Thank you  :)
    beanielou said:
    One of my friends had a flat in a converted chuch. It was so stunning it was worth every penny in service charges. It was bigger than my house. The stained glass & pillars were second to none.
    Sounds beautiful. The windows and space of the one I like are a big draw for me. I would happily pay the service charges now, but not being control in the future service charges makes me edgy...
    Chrystal said:
    I wouldn't consider a lease/service charge.  Too many restrictions, not knowing what the people above you are going to be like, and uncertainty with costs of communal repairs etc. 
    I'm really keeping my fingers crossed that the sellers of the bungalow see sense and let you purchase it. 
    Take care of yourself. (((hugs))) XX
    Thank you xx
    I echo @Chrystal with regard to the flat. I'm a leaseholder of my flat and tbh if I could have afforded a house in my area I would have definitely bought one!  We have had several changes of managing agents over the years I've lived here - some worse than others!  Service charges go up each year which I can understand but you really have to keep an eye on where the money is being spent!  The buildings insurance on the block which has to be paid direct to the freeholder is definitely very expensive - I'm sure I could source it more cheaply myself but we're all in the hands of the freeholder. 🤷‍♀️
    Also there is the question of the neighbours. You never know who you're going to get!  At the moment the flat above me is up for sale. The girl who lives there is ok but I'm dreading who will be moving in when it's sold!
    There is also no appetite amongst my other freeholders to exercise a Right To Buy!
    Thank you. It is a share of freehold but even so many of the issues you mention do come up. I think I will stick to freehold properties despite being tempted.  

    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • jwil
    jwil Posts: 22,211 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you enjoyed your Saturday saunter.  The soup sounds lovely.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Sun_Addict
    Sun_Addict Posts: 24,223 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Fingers crossed for progress with the EA and for a good night’s sleep 🤞
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Chrystal
    Chrystal Posts: 2,005 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    Hope you get some positive feedback from the EA.  XXX
    I Believe.....
    That it isn't always enough, to be forgiven by others.
    Sometimes, you have to learn to forgive yourself.

    Yesterday is history, tomorrow is a mystery
    Today is a gift. That's why it is called the present.

    happiness isn't achieved by getting extra things,
    but by getting rid of the things that make you unhappy
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.6K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 453.9K Spending & Discounts
  • 244.6K Work, Benefits & Business
  • 600K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.