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In the Meantime
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Thank youSunshine_girl2 said:How lovely 12 weeks away somewhere warm . Happy travels and good luck with the house .
- Arrange 12 weeks storage on Monday. Get discount! FROG eaten
- Pack hand luggage
- Finish shopping list
- Clear items from room and kitchen into a storage box
I have been weighing and reweighing luggage and it is now within limits
Banking has been sorted, so there should be no surprises whilst away.
Lovely host is taking me to the airport so I gave her some money for petrol
Going to do some housework and then find a book for the flight.
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720255 -
Well done on tackling the frog.
Have a lovely time away."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Sounds like a good option to go away and get refreshed. As you say hopefully the market will be a bit better on your return.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/253 -
Bon voyage @doingitanyway! You'll return a giant refreshed love Humdinger xx4
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enjoy the break - hopefully creative juices will flow. take care
Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.4 -
Hi dia any news on your offer?
Have a wonderful time away. Hope you get lots of rest and peace without all the stress x0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p15 -
Thanks everyone
@Skint_yet_Again sadly, no I was outbid in a sealed bid situation.
I'm ok with it. Just going to concentrate on having a restful, creative, happy time for the next few months.
I will build my resilience and come back refreshed.
I go early tomorrow so this is my last post.
See you in the new year everyone XIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720257 -
Gosh @doingitanyway, sorry to read about the ups and downs with your house. Hope you have a lovely, relaxing time and return to the perfect home just waiting for you!3
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Safe travels.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Safe travels, till the New Year.Life is an adventure, never stop exploring.3
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