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Glad you got the tech frog sorted out. I really, really need one of those kind robots now so if you find one will you send me the direction??? Please! XX
Hope your break gives you some well needed respite and you come back feeling refreshed.
One day you'll look back on all this and think 'how the hell did I get through all that', but the lovely thing is that you will get through it, and things will fall into place. (((hugs))) XXI Believe.....
That it isn't always enough, to be forgiven by others.
Sometimes, you have to learn to forgive yourself.
Yesterday is history, tomorrow is a mystery
Today is a gift. That's why it is called the present.
happiness isn't achieved by getting extra things,
but by getting rid of the things that make you unhappy4 -
Well done on tackling all those frogs.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Eek sounds like a frog massacre in your neck of the woods.
Maybe you could try kissing one, see what happens 🤣🤣🤣3 -
*like magic* - nothing happened - sorry DIA, maybe just find a frog you can live withI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine2 -
Thanks @savingholmes @jwil @WelshmansDaughter @mark55man
And thank you @Chrystal for your especially comforting post XChrystal said:Glad you got the tech frog sorted out. I really, really need one of those kind robots now so if you find one will you send me the direction??? Please! XX
Hope your break gives you some well needed respite and you come back feeling refreshed.
One day you'll look back on all this and think 'how the hell did I get through all that', but the lovely thing is that you will get through it, and things will fall into place. (((hugs))) XXIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 3501000
Buffer fund 0/100
Debt Free (again) 25/0720253 -
Good luck with the frogs.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/252 -
So back after a break. I have moved my creative work on and met some cool people. Got a lead to an opportunity I would not have known about. All good
The coach travel was an eyeopener. It will be fair to say it isn't my favourite method of travel. OTOH it was cheap and enabled me to do what I wanted to do.
I ate what I was given and was thankful. It wasn't how I generally eat, so I'm really craving veggies and lean protein.
I've been offered the cottage again so going to go there tomorrow to continue the creative stuff. I'm in the zone creatively and I want to stay there. I am already packed and can use the wm when I get there. I found some cheap train tickets so that's good. I will eat YS, pulses and veggies whilst away, to keep the cost down. Ironically frugal eating is also better nutrition for me normally, well it is the way I do it.
I've switched some funds to PBs for various reasons. You need a clear month before they enter you into a drawer so did that on Friday and will be in the November draw.
House wise, nothing came up that was suitable whilst I was away. There is one I'm sort of interested in from before I went away. It is massively overpriced so waiting for the price to come down. If it goes, so be it, as has lots of work needing. Hoping something comes up that I can view soon. Then if the one mentioned is still on the market I can see that at the same time.
I am feeling panicked about not having my own home. I am hyper aware of my lack of privacy. It does not feel as bad when I am away, so roll on tomorrow.
Hope everyone is ok
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 3501000
Buffer fund 0/100
Debt Free (again) 25/0720255 -
Glad to hear that opportunities are arising and creativity is flowing. We also added to pb on Friday to be entered into November.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.3
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I hate it when the 1st falls on a weekend. Of to check when the results are out. That's on the site where you don't need to log in just put in your holder number.
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I use the prize checker app. Next results are 3rd Oct. I normally check just after midnight !3
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