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In the Meantime
Comments
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Hope you enjoy your break away, much needed I think 🙂I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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It's a good idea signing up to a new GP and having a full check over.
View the house and go away for a much needed relax.Mortgage started 2020, aiming to clear 31/12/2029.2 -
@doingitanyway I know it's hard, but you dodged a bullet there. I agree, view the next house and have a break. You have fab friends here and in real life; you will get there. Onwards and upwards love Humdinger xx2
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savingholmes said:Have a good break.
Knowing your numbers can be life saving - so well worth investing in a monitor.WelshmansDaughter said:We had an omron bp monitor for dad, worked quite well. Bought from Amazon.
Thank you when I get back from my break I will buy the one suggestedSun_Addict said:
I got this one for Mr SA as it was the same make as the one the GP surgery loans out. Seemed to be pretty accurate.WelshmansDaughter said:We had an omron bp monitor for dad, worked quite well. Bought from Amazon.
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 3501000
Buffer fund 0/100
Debt Free (again) 25/0720253 -
Sun_Addict said:Hope you enjoy your break away, much needed I think 🙂MovingForwards said:It's a good idea signing up to a new GP and having a full check over.
View the house and go away for a much needed relax.
Aww, thanks everyoneHumdinger1 said:@doingitanyway I know it's hard, but you dodged a bullet there. I agree, view the next house and have a break. You have fab friends here and in real life; you will get there. Onwards and upwards love Humdinger xx If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 3501000
Buffer fund 0/100
Debt Free (again) 25/0720253 -
Life is strange, as next door to the one I lost is now up for sale. It is super shabby and will need work. I doubt they will accept what I would be willing to pay. It looks overpriced by about 10% and possibly more.
From the pictures it looks like it needs:- new kitchen
- new bathroom (replacing existing so no new pipework)
- rewire
- sand floors
- add a wood burning stove
I will know if it is feasible when I see it...
The other house I wanted to look at has been knocking around for 5 months and has been reduced by 11% but still needs to come down. This one has a lovely garden and wouldn't need lots of immediate work.
The plan is to view both before I go away.
My host treated us to F&Cs tonight as were both low for different reasons
Hoping everyone is ok
Off to read diariesIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 3501000
Buffer fund 0/100
Debt Free (again) 25/0720256 -
Sounds promising, for the right price.
Hope the F&C perked you both up!Mortgage started 2020, aiming to clear 31/12/2029.4 -
Sounds a lot of work for someone wh does not like dealing with tradesmen.
Good your host still supportive.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/254 -
Good luck with the viewings."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
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The first property sounds like a lot of work but is worth a look. The second property could maybe be the better option. F & C sound just the comfort food required 😋
Enjoy your trip 😊0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p15
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