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Well done on the frogsI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Good luck with the interview.
The mirrors sound delightful and will suit your new home / the style you're after. Let's hope viewings open up options for you.
Well done for tackling the frogs. Would it be worth dealing with them first thing from now on, to avoid them jumping into another day?
You're doing so well with the exercise and it's probable the benefits are noticeable already.
Do an internet search for the more exclusive herbs and spices, it's how we buy ours and allows easier price comparison.Mortgage started 2020, aiming to clear 31/12/2029.4 -
Well done on tackling those frogs!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
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It may be my imagination but tesco had berbere at one point.3
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Thank you @redofromstart The scarf is very pretty. It is fringed so might use it to cover a small table. Total bargain
Thank you @beanielou and @jwil
Thank you @MovingForwards I am indeed feeling stronger in my body due to press-ups and squatsI do try to do my frogs first thing. It isn't always easy when living in someone else's space as I can't create my own routines entirely.
Thank you @WelshmansDaughter I will check out Mr T for my spices. Plus, there is in RL man I buy spices from but I stopped going in lockdown. It is is a famous food market where it is nice to buy coffee and walk about. Will be going there next week too.
Well the bad news is I had a massive migraine so I lost a day and a half this week. It was the lead to my interview. There were tech issues to resolve, plus I wanted to do well and it we were down from 100s to 20 then 3. There were other factors too, but result? MIGRAINE. Yuk!
The interview was yesterday and it went well. No matter the outcome I am pleased with myself on all fronts and could not have done better. We will know by Wednesday at the latest and probably Tuesday. Trying not to think about it, but getting it could open up possibilities.
I went to view properties this week too. Saw 3. Loved 1. It was a new EA. Hopefully we established a rapport. Price too high but EA knows what I can offer and it is on the table for the vendor. Another viewing next week. The trips are expensive but I have to do them. My railcard ran out so will have to buy another. It stings to buy it but pays for itself in a few trips
Going away today so won't update for a bit. I'm also looking forward to being AF for a while as I don't drink when away from housemate.
Take care out thereIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 3501000
Buffer fund 0/100
Debt Free (again) 25/0720257 -
Fingers crossed for the interview outcome. Have a lovely time away.I get knocked down but I get up again (Chumbawamba, Tubthumping)3
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Fingers crossed for the interview, glad it went well. Have a lovely time away."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
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POsitive vibes for job.
Enjoy your time awayI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Hope you get the news you want on the house and the job.
Enjoy your time away.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/252 -
Fingers crossed for the role and property.
Enjoy your time away.Mortgage started 2020, aiming to clear 31/12/2029.3
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