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In the Meantime

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Comments

  • savingholmes
    savingholmes Posts: 29,051 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Fantastic frog eliminating. Good luck for the job 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.8K Net savings after CCs 13/9/25
    3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
    (If took bigger lump sum = 54.5K or 42.7%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 13/9/25
  • in_need_of_direction
    in_need_of_direction Posts: 7,791 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Well done on getting to interview stage. Best of luck with it
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,131 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Fingers crossed for the interview , well done on all the frogs . Have a good creative day . 
    Life is an adventure, never stop exploring.

  • Humdinger1
    Humdinger1 Posts: 2,361 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Delighted but not at all surprised  @doingitanyway! Congratulations on all the frogs you're eating too...reminds me of that sketch about the restaurant where the only thing you could order was frog a la peche; unless you preferred peche a la frog, of course.  Onwards and upwards love Humdinger xx 
  • jwil
    jwil Posts: 22,288 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Brilliant news about the job, fingers crossed for you :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • doingitanyway
    doingitanyway Posts: 10,217 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Thanks @beanielou @savingholmes @in_need_of_direction@jwil @Sunshine_girl2

    @Humdinger1 didn't know that sketch but yes frogs every which way for me  :)
    @mark55man 'spawn cocktail?'  :)

    I have been fighting a bug for the past few days. This morning I have woken with ear and muscle aching, especially my neck. Background headache too. Hoping it is on its way out. I have just kept going anyway. Yesterday I went on a trip to the coast for the day. Nice to see the sea and catch up with a friend. Chips on the pier. They were excellent. £3.90 for a small portion. I kid you not! I've noticed coffee is going up, so need to get the flask back in regular use.

    I ate another financial frog and now there are no more to eat on the financial front. That feels nothing short of miraculous. 

    I'm keeping an eye open for jobs so if I don't get the one I'm interviewing for I still have options.

    I've been reading the How much to live on thread. I have revised my retirement income upwards. So I need an additional income until state pension age.  I'm sure a small, enjoyable, part time role would be a good thing. I would do my creative thing too of course, but work will increase my income, my social life and is good for my brain. 

    Today is a quiet day

    To do list
    I need to buy a spray bottle and some magnesium
    I will make some soup for lunch
    I will buy some ground almonds (baking a cake on Monday)
    Veggie curry for supper so looking for a swede I can mash to go with it. I need to avoid the dreaded white rice as it is very bad for blood sugar control.

    Enough of the waffle.
    Have a good day all.




    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Humdinger1
    Humdinger1 Posts: 2,361 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Are you on blood sugar control @doingitanyway? I've just managed to reverse type 2 diabetes and that has been key.  Happy to discuss on your thread or by PM if that's better? Love Humdinger xx 
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