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In the Meantime
Comments
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Food sound delicious and if you want the AF days, treat yourself to a bottle of shl0er as it tastes like wine but without the booze, or perhaps make an AF fresh fruit punch.
Well done for taking the frog down and in your shoes I'd take the same stance with that company.Mortgage started 2020, aiming to clear 31/12/2029.3 -
Welcome back! I missed your posts while you were away as I (maybe wrongly) detect some similarities in our life situations, but I always find your posts motivating and spur me on. Most glad you had that break, though, and if your desired neighbourhood is anything like where I am, I'm hopeful there will now be more opportunities for your new home now you're back. Property market's really opened up here.3
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Hi there DIA.
Great to see you back.
Wow your break sounds magical. Well done for keeping up some of the helpful habits you started whilst you were away. So much easier when things are stress free and the reality of home is far away. Not forgetting it's still cold, wet and winter here.
Congratulations on the award.
Enjoy your weekend
xxx
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Thanks @jwil I'm so pleased that particular frog has gone
Thanks @MovingForwards the company have still not replied so will leave the job...
Thanks @Forging_Ahead I'm glad you find my diary helpful. Likewise with your postsI'm interested that your market has opened up. The same is beginning to happen where I am. Saw a lovely house today but it was too expensive, although generally prices appear a tiny bit cheaper
Thanks @Mrs_Boo_Boo You are right, harder to keep good habits now I am home, but will try my best
Today was another blergh day. Feeling tired. My mood is slipping, but I forced myself to walk. Rewarded by a few YS goodies and a clearer head. Ate some chocolate and some crisps (I know!) other than that a soup and some salad. Kept today AF and ate within a 18:6 window
No list today but found diary and planning to have 4 days at the creative club next week. Really need a routine...
Wishing everyone a good weekend
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 3501000
Buffer fund 0/100
Debt Free (again) 25/0720253 -
Another day. Overcast here.
Mood still weird. Had a hot bath as a pick up yesterday and today drinking camomile.
Baked a successful loaf of GF buckwheat and seed bread. Going to buy some almond meal to bake an almond and orange cake and a tray of seed crackers. Annoyed at my lack of planning, should have used the oven for all items at the same time. Housemate said not to worry...
Going out for a wander in nice town later. Will have tea and cake, mooch tin a book shop and buy paper. Those are my favourite things to do. I know! Not exactly Vegas...
No frogs planned for today.
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 3501000
Buffer fund 0/100
Debt Free (again) 25/0720255 -
Your afternoon sounds lovely! Hope you enjoyed it."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
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I hope the Creative Club lifts your mood. I find I need structure too.
Best of luck with the job and house hunt. Not easy trying to do both.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/252 -
Thanks @jwil it was a lovely afternoon. I treated myself to a fancy bath product too!
Thanks @savingholmes
Yesterday a 3 month old frog got eaten. A job for someone I know. I spent the whole day doing it sat in a coffee shop.Feels like a weight lifted.
Today I'm baking a cake, chicken stock, a batch of soup, a frittata with chickpea flour instead of eggs with leeks. Giving seed crackers a go for the first time and baking a small buckwheat and quinoa loaf too. I should have a few days food so I can make good packed lunches for the Creative Club working days.
I had a stressful experience with my bank. Transferred 5 times. They agreed they had let me down so I wasn't charged for the final financial frog. Everything sorted now. Final financial frog eaten and I should begin to receive a small income now
Hoping to hear about a job this week. If I don't, back to the drawing board...
Todays list
Big financial frog
Baking, cooking
Ironing and a bit of N3tflicks
Finish and send a report
Walking
Making appointments with beauty training college
Book dentists
Hoping everyone has a good week
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 3501000
Buffer fund 0/100
Debt Free (again) 25/0720254 -
Well done on tackling those frogs!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
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I do like the sound of this creative club, don't suppose they have a branch in Dublin 🤣🤣🤣3
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