Hi, please can I join we are desperately trying to save to buy our first home, really hoping 2022 is the year we finally do it! Subscribed to this thread for ideas and motivation. Good luck to everyone and wishing you all a Happy New Year.
Aww what a lovely welcome back everyone!!! Thank you so much. I am happy and honoured to be back in the fold. Let's do this!!! 😠 (that's my 'I am determined' face!!!)
Current Debt = £8500.00 : DFD = Dec 2025 @ £250.00/month Follow your heart & be true to yourself always My life is full of abundance and prosperity NST January: Groceries/Spends Week 4 = £00.00/£60.00 : NSD = 10/15 Be kind to myself - Eat well - Exercise - Be mindful
I did my last bit of frivolous shopping yesterday, I bought a new fish tank and some fish, and a bag with an owl on it. I am doing a no spend January (aside from pet food, food food, petrol and items for Mum)
Yesterday ( I LOVE saying that!) I donated 12 (+1 from Mum) bags to the charity shop, I really needed to get it out of the house!
I did my last bit of frivolous shopping yesterday, I bought a new fish tank and some fish, and a bag with an owl on it. I am doing a no spend January (aside from pet food, food food, petrol and items for Mum)
Yesterday ( I LOVE saying that!) I donated 12 (+1 from Mum) bags to the charity shop, I really needed to get it out of the house!
Replies
Never had a laptop or computer at home just relied on work one so no excuses now. spreadsheet budgets here I come.
Apologies for disappearing end December Mothernerd and thanks for that challenge.
Just be you. Will be looking to improve my self-care.
Always set budgets My budget is set for the month, also what other things I need to get and their cost.
Never stop loving yourself. I want to set myself a target of 20 NSDs this month.
Use it up or pass it on. I want to use up what toiletries I have already in.
Set targets Self-care, especially to help with my mental health, keeping an eye on what I spend my money on.
Wishing everyone a Happy New Year.Follow your heart & be true to yourself always
My life is full of abundance and prosperity
NST January: Groceries/Spends Week 4 = £00.00/£60.00 : NSD = 10/15
Be kind to myself - Eat well - Exercise - Be mindful
Pinch punch 1st of the month, no returns
Bear you to it this month @apple_muncher 😂
Make do or do without!
If you see someone without a smile, give them one of yours 😃
⭐⭐⭐⭐
I did my last bit of frivolous shopping yesterday, I bought a new fish tank and some fish, and a bag with an owl on it. I am doing a no spend January (aside from pet food, food food, petrol and items for Mum)
Yesterday ( I LOVE saying that!) I donated 12 (+1 from Mum) bags to the charity shop, I really needed to get it out of the house!
Today I am going to clean and tidy.
big love to you all XXXX
I did my last bit of frivolous shopping yesterday, I bought a new fish tank and some fish, and a bag with an owl on it. I am doing a no spend January (aside from pet food, food food, petrol and items for Mum)
Yesterday ( I LOVE saying that!) I donated 12 (+1 from Mum) bags to the charity shop, I really needed to get it out of the house!
Today I am going to clean and tidy.
big love to you all XXXX