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2022 - Moving forward
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Today's PAD - £2Jan - £126Feb - £106Mar - £136Apr - £122May - £113June - £65"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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Today's PAD - £9Jan - £126Feb - £106Mar - £136Apr - £122May - £113June - £74"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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Still chocolate bar - free. Keeping going despite throwing all my toys out of the pram today as I got on the scales (should not do that!) and I'm not really losing weight. It's not that I've replaced it with other stuff, and I've been doing really well with eating less processed food too.
I'm reminding myself to look at the bigger picture, it's not just about my weight! I'm just fed up with aching all the time if I try and exercise, and losing weight is the thing that will help that!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
For me it's about not being breathless as often and having more stamina etc.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
Pads looking good
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Yes, that too, and flexibility!savingholmes said:For me it's about not being breathless as often and having more stamina etc.
Thank you 😊 Cashed out from PA 😁beanielou said:Pads looking good"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Judging by my rage and feeling crampy, I’m probably hormonal, so I should definitely stay away from the scales and otherwise ignore the reading! I’m going to leave it until I need to weigh in again for my course."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4
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Keep going. It can only be positive. Your results may show as lower BP, lower cholesterol, lower percentage of fat, higher muscle or lower blood sugar. Keep going your weight will head down in the end if you are doing the right things.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720253 -
You'll get there. Better not to over-worry when you are already feeling hormonal. That can often cause weight gain / water retention anyway.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
Thank you, you are rightdoingitanyway said:Keep going. It can only be positive. Your results may show as lower BP, lower cholesterol, lower percentage of fat, higher muscle or lower blood sugar. Keep going your weight will head down in the end if you are doing the right things.
Thank you, that's a good pointsavingholmes said:You'll get there. Better not to over-worry when you are already feeling hormonal. That can often cause weight gain / water retention anyway. "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
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