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2022 - Moving forward

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  • jwil
    jwil Posts: 22,015 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    This week has been very hectic, but I've stayed away from the chocolate!  Go me!  I'm surprised I haven't really had any cravings, but it's been a really busy week and the heat probably helps.

    I've been eating well too, so that's good.  I haven't done any more walks since Monday as my knee has been really painful so I've not wanted to damage it.  I remember the same happened the last time I did couch to 5k, but as long as I took it easy and didn't overdo it, it eased off in a couple of weeks as my knees presumably got stronger.

    I wanted to get a shop tomorrow so have renewed my delivery saver.  The slot I've booked for tomorrow would have cost £7 so I've nearly covered the months payments already!  I haven't ordered any chocolate, apart from the kids, but I have ordered some dairy milk icecreams.  I'm not sure if that's cheating, but they are to enjoy on a warm evening, and I don't eat them like I do bars of chocolate (i.e. one is always enough), so I'm not going to count them as chocolate.  If it does awaken the beast then I will know for the future!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • doingitanyway
    doingitanyway Posts: 10,008 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    You are doing really well with chocolate. Maybe check the sugar per 100g in the dairy milk ice creams and compare with the sugar per 100g in the chocolate. Then you can make an informed decision. You have to have treats! :) 

    I hope your knees feel better soon.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • beanielou
    beanielou Posts: 95,667 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    POsitive news on the chocolate  :)
    Pads looking good.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • NeverendingDMP
    NeverendingDMP Posts: 2,227 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    It's all looking up and good thinking to take it easy with your knees. 
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • jwil
    jwil Posts: 22,015 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You are doing really well with chocolate. Maybe check the sugar per 100g in the dairy milk ice creams and compare with the sugar per 100g in the chocolate. Then you can make an informed decision. You have to have treats! :) 

    I hope your knees feel better soon.
    Thank you :)  That's a good idea. I might do that.  

    beanielou said:
    POsitive news on the chocolate  :)
    Pads looking good.
    Thank you :)

    It's all looking up and good thinking to take it easy with your knees. 
    Thank you :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,015 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Oh, !!!!!!, I just looked at my credit report and there are 3 searches on there from yesterday for gambling companies.  I've contacted 2 to find out why, and someone has set up accounts in my name.  Looks like I've been hacked :(  Those accounts are blocked, but I can't figure out who the third is.  I've disputed them on my credit file, but now need to try and change passwords etc everywhere.  I can't figure out how it's happened!  I don't reuse passwords or anything :(
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,015 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD - £4
    Jan - £126
    Feb - £106
    Mar - £136
    Apr - £122
    May - £113
    June - £58
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • NeverendingDMP
    NeverendingDMP Posts: 2,227 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    jwil said:
    Oh, !!!!!!, I just looked at my credit report and there are 3 searches on there from yesterday for gambling companies.  I've contacted 2 to find out why, and someone has set up accounts in my name.  Looks like I've been hacked :(  Those accountare blocked, but I can't figure out who the third is.  I've disputed them on my credit file, but now need to try and change passwords etc everywhere.  I can't figure out how it's happened!  I don't reuse passwords or anything :(
    Oh no absolute nightmare. It's so hard to keep track of everything isn't it. Hope u locate it soon and well done on spotting it
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • jwil
    jwil Posts: 22,015 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    jwil said:
    Oh, !!!!!!, I just looked at my credit report and there are 3 searches on there from yesterday for gambling companies.  I've contacted 2 to find out why, and someone has set up accounts in my name.  Looks like I've been hacked :(  Those accountare blocked, but I can't figure out who the third is.  I've disputed them on my credit file, but now need to try and change passwords etc everywhere.  I can't figure out how it's happened!  I don't reuse passwords or anything :(
    Oh no absolute nightmare. It's so hard to keep track of everything isn't it. Hope u locate it soon and well done on spotting it
    Thank you.  It's a nightmare.  I've no idea what's happened.  I've got my other credit report from the MSE credit club and that's clear.  I've tried to sign up to clearscore but it's locked me out so I have to wait 72 hours to try again.  Computer is clean thankfully.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • dawnybabes
    dawnybabes Posts: 3,371 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    So annoying when idiots hack stuff ! 

    To stop my craving I used to have choc mini milks 
    Sealed pot challenge 822

    Jan - £176.66 :j
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