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2022 - Moving forward
Comments
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Today's PAD - £2Jan - £126Feb - £106Mar - £136Apr - £122May - £48"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
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We had a problem with our phone line. After trying different phones and cables, I reported it to BT. It appears they switched it off and switched it on again as it's fixed now
I pulled the unit out so I could get to the phone socket, and it was like a horror story behind there! Massive creepy cobwebs. I did hoover up one huge dead spider, and then another one appeared and dashed off. No idea where that's gone 😱 I should definitely clean behind furniture more frequently!!
This feels like the first 'proper' week of my new hours - where I haven't got loads of stuff on on both the Friday and the weekend. I'm looking forward to it!
DH picked up the meds for the cat today, so I shall start that tomorrow. At least it's drops for her food, so it shouldn't be too bad."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5 -
Genuinely nearly spat my tea out...another_casualty said:Good point from @NeverendingDMP regarding how trainers are laced . I was shown many years ago from previous PT .
Looking for new footwear can be sole destroying . Still you're putting your best foot forward . Onwards and upwards etc 😼 🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her3 -
Hmmm….does anyone clean behind heavy furniture regularly? I remember my shame when the washer was replaced 🤣Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p14 -
Lies in a darkened room at the more thoughtWinterWarrior said:Hmmm….does anyone clean behind heavy furniture regularly? I remember my shame when the washer was replaced 🤣 I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720253 -
Me too.... The worst was when we moved the fridge freezer on moving house before kids - and found little hamster droppings everywhere from when it escaped. It looked worse than it was... ;0beanielou said:
Lies in a darkened room at the more thoughtWinterWarrior said:Hmmm….does anyone clean behind heavy furniture regularly? I remember my shame when the washer was replaced 🤣Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/253 -
We had to pull the TV unit out when our sky was upgraded recently. The amount of dog hair and dust was amazing.
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Thank you everyone
I'm glad I'm not alone. However, I can't claim it's a heavy piece of furniture 🤦♀️
Finally feeling a bit less tired today, hurrah! However, I feel like I've pulled a muscle in my thigh which is quite painful, and a little annoying considering our offices are on the first floor.
I've bundled up another load of stamps for the swap out so will pop them in the post today. We've also sold 3 items too, so they are in the post as well. I took a bag of clothing to the school clothing bank the other day too. Small bits of progress!
I've cashed out on PA so a couple of nice PADs too.
Have a good day everyone "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Today's PAD - £6, yesterday's £5Jan - £126Feb - £106Mar - £136Apr - £122May - £59"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
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