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2022 - Moving forward
Comments
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Hope the shoes helpAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/252 -
Thank youbeanielou said:Money well spent if they work for you.
Your feet are priceless
I'm beginning to appreciate that now! "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Thank you. They seem to have been designed to help target pain issues, so fingers crossed!savingholmes said:Hope the shoes help"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Today's PAD - £2Jan - £126Feb - £106Mar - £136Apr - £122May - £77"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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If the shoes are comfortable and help with pain, thereby encouraging you to walk more, then they are definitely worth the price.
Well done in tackling your weight/health in the way that suits you.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 350/1000
Buffer fund 100/100
Debt Free (again) 25/07/20253 -
Well done on the PADsAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/252 -
Just a thought, I took the leather insoles out of a pair of old shoes and put them into a new pair that were slightly loose, and that worked a treat. I also put insoles into a pair of walking boots where the original insoles had flattened uncomfortably, that also worked well, extending the life of the boots.What would you get if all you got was what you were thankful for?4
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Thank youdoingitanyway said:If the shoes are comfortable and help with pain, thereby encouraging you to walk more, then they are definitely worth the price.
Well done in tackling your weight/health in the way that suits you.
Thank yousavingholmes said:Well done on the PADs
Thank you. I did try getting some new insoles, but I think my existing trainers were just not right for me. They felt too tight when I got them and not as cushioned as I'd hoped, but I kept them anyway. The other ones which are very soft underfoot are very comfortable but just not supportive for walking any distance.satchmo1 said:Just a thought, I took the leather insoles out of a pair of old shoes and put them into a new pair that were slightly loose, and that worked a treat. I also put insoles into a pair of walking boots where the original insoles had flattened uncomfortably, that also worked well, extending the life of the boots."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Well my expensive trainers have arrived! Left on the doorstep in full view of the road despite me being home 🙄 They didn't even bother ringing the doorbell!
They are lovely though. They feel very cushioned and supportive, and they came with two spare sets of inserts, including one orthotic one which I've put in. They say to wear them an hour or so a day for 3 days to get used to them. I'm really pleased and feel like they are the right ones
They are quite bulky but so am I 
and I do feel like I have better posture wearing them. I might actually be able to start walking again!
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee6 -
Sounding fab jwil.
What make are they out of interest.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5
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