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2022 - Moving forward
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I sent first class & first class large together & listed them on the form. They took two weeks.
Then sent sent second class & they came back today in a week.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Will look into stamps thingAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Thank youbeanielou said:I sent first class & first class large together & listed them on the form. They took two weeks.
Then sent sent second class & they came back today in a week.
savingholmes said:Will look into stamps thing
If you've got loads that you won't use up, it's probably worth doing it before the last minute rush!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Today's PAD - £13Jan - £126Feb - £106Mar - £136Apr - £122May - £75"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
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A nice PAD today because of surveys and sales
I've just been catching up with some admin. Now going to chill for a bit. I had a lovely night's sleep last night - really makes a change!
I got nabbed by one of the teachers at school to talk about little miss and her potential ASD. She thinks from her observations that she's definitely on the spectrum - more like asbergers. She didn't think she has ADHD which I had been wondering. This was informal observations from her studies - which I had given permission for. It's been very useful for me to understand what the issues at school are. She will be having the formal assessment as well. The biggest thing she said was that she is very happy, and none of it seems to bother her, so that's the most important thing for me. But if she does need support then better to get it in place now before life gets more complicated in future years!
It was very useful for me. I'm clearer now as to why they were thinking ASD, and so I know a bit more about what to look for myself."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
Glad you feel like you understand better. Definitely likely to need help with transitions. Good to get in place earlyAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
As you say always worth having eraly intervention & support.
As long as Little Miss is happy then that is priceless xx I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
In glad the teacher is working with you and explaining everything they are doing with you. Definitely better to identify any help needed so it can be put in place as opposed to having to fire fight if little miss struggles for any reason when she gets older.
Hope the course gets more motivating for you , fingers 🤞Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...1 -
Thank you everyone, it was really good of her to spend that time with me.
I've just spent £115 on some trainers 😱 They seemed to be universally recommended by the sites for heavy people. The reviews are good too. They should arrive tomorrow. I'm going to be careful about making sure they fit properly and feel comfortable and make the effort to send them back if not! I'm so fed up with my foot hurting all the time!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Money well spent if they work for you.
Your feet are priceless I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3
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