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2022 - Moving forward
Comments
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CRANKY40 said:Go somewhere that can assess your gait for trainers. I went to a running shop even though I'm overweight and the chap there was super friendly and helpful. There's no point spending a fortune on the wrong thing.WinterWarrior said:jwil said:I'm so tired today. I'll be on my feet all day so that will be good for me. I got on the scales again and even heavier again this morning! I might just lock them away for a while. I haven't reacted though, it's just a number today.
Done my PADs.
Have a good day everyoneI have some Nike (Pegasus 29 on the label), they were my first expensive (for me) trainers…and I confess I only bought them because they are purple, but they’ve lasted for years and are really comfy, like walking on air."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Put the scales away jwil 😼
Well, at least after a few weeks of consistency in your new approach.
if you keep this up , you'll feel a difference eventually . It'll take a few weeks but don't dwell on anything . Just keep implementing changes gradually .
Good luck with the trainers .
Enjoy the sunshine ..3 -
another_casualty said:Put the scales away jwil 😼
Well, at least after a few weeks of consistency in your new approach.
if you keep this up , you'll feel a difference eventually . It'll take a few weeks but don't dwell on anything . Just keep implementing changes gradually .
Good luck with the trainers .
Enjoy the sunshine ..
Have a good day!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
I've got a bit of a reprieve as I need to wait for some equipment to be delivered here last minute. It should be here by 10.30, then I'll head out. I am going to try and catch up with housework while I wait so I don't have to do it tomorrow. DH's taken the kids swimming so I've got the house to myself."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
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I've tidied and hoovered downstairs, hung the washing out and done 2 listings. No sign of the delivery yet!
I found another load of stamps. I've got presentation packs and a few more books. I'll send the books away for the swap out, but looking on ebay I'd be better off using the stamps as they are selling for way less than face value of the stamps. I'll try and use them up as a priority. I can always use them on parcels if need be."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5 -
Hope your delivery turned up
Wishing you a lovely weekendIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720252 -
doingitanyway said:Hope your delivery turned up
Wishing you a lovely weekend
Thank you, you too"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Well annoyingly the delivery never appeared. I waited until just after 11 when DH came home, and he said he'd wait for it.
No sign at all. The event went really well though, really positive. I was so achey when I came home though!
We took the kids to the optician at lunchtime to find out they'd cancelled the appointment. Apparently they'd been trying to phone all morning. It looks like there is a problem with our home phones as a neighbour said she had been trying to call us too. Need to try and see what's happening there. Hopefully it's just a loose cable or something. However, they gave us £10 worth of points for the inconvenience, so that's nice! We've re-booked for Thursday as well.
I am planning on a chilled day today. I'm still aching, and shattered. I definitely need to work on my strength and fitness!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Today's PAD - £2 and £3 for yesterday which I forgot to report!Jan - £126Feb - £106Mar - £136Apr - £122May - £46"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
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Well done on the PADs. On the health and fitness - try and think about what would nourish your body most. I am sometimes often ridiculous for spending £ on chocolate but looking at strawberries and mangos and saying they are too expensive. Check whether you have any inbuilt things like that and try and switch them.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/254
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