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2022 - Moving forward
Comments
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My plants are lesser periwinkle according to the app! It’s supposed to do animals too, but couldn’t recognise dog or MrWW 😂
Lavender is good for bees and butterflies…or buddlea or honeysuckle if you’ve room for something bigger?
you’ve been very busy.Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p12 -
Our local bees can frequently be found crawling all over our pulmonaria (or "Spotty-leaf plant" as MrEH always calls it!) which may be of use/interest to anyone anting something lower-lying for bee-attraction.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her3 -
I like no dig jwil for the same reason.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/252 -
Ooh, I might have to check with the app, because that looks kind of similar too!WinterWarrior said:My plants are lesser periwinkle according to the app! It’s supposed to do animals too, but couldn’t recognise dog or MrWW 😂
Lavender is good for bees and butterflies…or buddlea or honeysuckle if you’ve room for something bigger?
you’ve been very busy.
I have a spot planned for lavender elsewhere, so want something different. I might have space for buddlea or honeysuckle in one of the patches - thank you!
Thank you! Just googled it, that's definitely an option.EssexHebridean said:Our local bees can frequently be found crawling all over our pulmonaria (or "Spotty-leaf plant" as MrEH always calls it!) which may be of use/interest to anyone anting something lower-lying for bee-attraction.
I'd heard of it, but didn't really know what it was about. Once reading about it it makes sense.savingholmes said:I like no dig jwil for the same reason."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Today's PAD - £6 (PA cashout), yesterday's £5 (lottery win)Jan - £126
Feb - £106
Mar - £136
Apr - £122
May - £15"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
We've joined National Trust for the year. We have a couple of weekends booked away, so hope that we can make good use of it, as well as locally. Our mission is to see if we can get close to the membership value in parking alone
I've also booked us tickets for the British Geological Survey open day next month. I've always wanted to go. So we need to find a couple of days cheap accommodation near Nottingham. DH has booked the Friday off and the kids have an inset day so we can go up on the Friday and see a new area."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Just caught up. You’re doing so well @jwil really loving all your gardening chat x2
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Thank youmissymoo81 said:Just caught up. You’re doing so well @jwil really loving all your gardening chat x
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Today's PAD - £2Jan - £126
Feb - £106
Mar - £136
Apr - £122
May - £17"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Four items sold yesterday so another bit of stuff gone
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
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