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2022 - Moving forward
Comments
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Today's PAD - £2Jan - £126
Feb - £106
Mar - £136
Apr - £122
May - £2
I've paid almost £500 extra so far this year without even noticing it!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
I have forget me not and also some random purple flowers 😁 they are a wide bell shape, like they’d make a good hat for a pixie.Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p12 -
I love the plaqueAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
They sound lovely!WinterWarrior said:I have forget me not and also some random purple flowers 😁 they are a wide bell shape, like they’d make a good hat for a pixie.
Thank yousavingholmes said:I love the plaque
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
I've been round the folks today helping them clean and strip wallpaper. I'm planning a quiet day at home tomorrow. Hopefully the weather will be better!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
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Today's PAD - £2Jan - £126
Feb - £106
Mar - £136
Apr - £122
May - £4"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Love the idea of the plaque - what a brilliant thing!We’ve seen a lot more wildflowers locally over the last two years but a lot of that for us is that we’ve learned a lot more identifications of them. I’ve got an app on my phone called iNaturalist which is brilliant for identifying stuff you’re not sure if - it also means you can plot where you’ve seen various things in your local area or while out and about on walks etc.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her3 -
I like the sound of the app @EssexHebridean.Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p13 -
Yes, I wonder if it's the same for me. I've heard of the app, I might download it, thank you!EssexHebridean said:Love the idea of the plaque - what a brilliant thing!We’ve seen a lot more wildflowers locally over the last two years but a lot of that for us is that we’ve learned a lot more identifications of them. I’ve got an app on my phone called iNaturalist which is brilliant for identifying stuff you’re not sure if - it also means you can plot where you’ve seen various things in your local area or while out and about on walks etc.
WinterWarrior said:
It does sound great.I like the sound of the app @EssexHebridean."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
I've had a pottering day today. Those are the best!
I've done a bit of tidying in the house, and I've done a patch of the back garden too. I've pulled up all the dead dandelions and weeded, moved a couple of pots, and placed a thick layer of compost over the soil. I was reading about no dig gardening at the weekend and it's inspired me (because I'm lazy
)! I have spaces for two shrubs, so want to get something that will attract bees/butterflies/insects, but it's a narrow bed, so not something that will be huge. It is a fairly sunny spot.
I've emptied and refilled 5 pots, so will consider what I am going to put in them.
I think my little purple flowers are violets.
Back to work tomorrow, but a 3 day week which is fab "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4
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