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2022 - Moving forward
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Hope the new insoles work for you.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
EssexHebridean said:The insoles for PF do feel like walking on golf balls initially, but you get used to them surprisingly fast. Hope they help - it’s flipping painful! (In case you’ve not found the info by the way it’s frequently triggered by too much time spent in completely flat shoes so that’s something to consider).
Funnily enough, I think it was triggered by one of my new pairs of trainers - they felt very flat while I was walking in them and not much cushioning.
WinterWarrior said:That’s the trouble going to the doctors for anything…if it’s not your weight it’s your age 😖 I hope it gets better soon."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
savingholmes said:Hope the new insoles work for you."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
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Today's PAD - £2Jan - £126Feb - £106Mar - £136Apr - £122"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
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I did a survey on the local wildlife trust's website the other day. If your garden is 'wild' enough, they send you a plaque that you can put up. I got one and will put it up to prove to the neighbours that I'm not lazy, it's a wildlife garden"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4
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jwil said:I did a survey on the local wildlife trust's website the other day. If your garden is 'wild' enough, they send you a plaque that you can put up. I got one and will put it up to prove to the neighbours that I'm not lazy, it's a wildlife gardenI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
jwil said:I did a survey on the local wildlife trust's website the other day. If your garden is 'wild' enough, they send you a plaque that you can put up. I got one and will put it up to prove to the neighbours that I'm not lazy, it's a wildlife gardenNot all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p13 -
beanielou said:jwil said:I did a survey on the local wildlife trust's website the other day. If your garden is 'wild' enough, they send you a plaque that you can put up. I got one and will put it up to prove to the neighbours that I'm not lazy, it's a wildlife gardenWinterWarrior said:jwil said:I did a survey on the local wildlife trust's website the other day. If your garden is 'wild' enough, they send you a plaque that you can put up. I got one and will put it up to prove to the neighbours that I'm not lazy, it's a wildlife garden
We have random flowers and plants popping up everywhere as they self seed. Loads of poppies at the moment
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
That sounds gorgeous! I love that wild gardens are always surprising. We normally have bluebells in one place, but just today I found a big new patch of them down the banking. I’m planning to plant some poppy seeds as that’s something we don’t have. Dandelions are really pretty.Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p13 -
WinterWarrior said:That sounds gorgeous! I love that wild gardens are always surprising. We normally have bluebells in one place, but just today I found a big new patch of them down the banking. I’m planning to plant some poppy seeds as that’s something we don’t have. Dandelions are really pretty."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
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