We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
2022 - Moving forward
Options
Comments
-
Nearly over £100 in pads this monthI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Well done on the PADs.
Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/253 -
EssexHebridean said:jwil said:
It really woke me up to the prejudice we face though - I get put off going to the doctors because everything gets blamed on my weight, regardless of the issue. There's some interesting reading about the negative outcomes from fat being partly because people are reluctant to seek treatment for issues because of their weight, rather than solely caused by their weight.
Nice PADIng - I cashed out Prolific yesterday so added to my “Gym neutral fund” - it all helps!
Well done on adding to the gym neutral fund! That's a great idea."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
beanielou said:Nearly over £100 in pads this monthsavingholmes said:Well done on the PADs."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
-
Today's PAD - £11Jan - £126Feb - £106Mar - £136Apr - £103"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
-
HUrrah for being over £100I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Today's PAD - £7Jan - £126Feb - £106Mar - £136Apr - £110"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
-
Morning everyone. I'm pleased with my PAD totals for the month
Feeling a bit grotty today, I woke at 4am with a splitting headache. I'm pretty sure it's dehydration as I spent yesterday afternoon unexpectedly transporting people and vehicles around the county. Hopefully it will clear with lots of water, but I will test just in case as little jwil's covid started with a headache.
Today is my FridayI'm very excited about that, though because of yesterday's activities I have shedloads to catch up on. I've rearranged my pre-diabetes courses to Fridays which means my next one is tomorrow rather than next week, but that's fine.
My folks are due to complete on their new house today, so they will be in 15 min walking distance from us, it's so exciting.
Have a good day everyone!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5 -
All good news apart from the headache then - and yes, we both had headaches with Covid too, in fact for me it was one of the last symptoms to go albeit it was just for a relatively short period when I first woke up each day. Still annoying though! Hopefully yours will just be the dehydration thing though and your test is clear.And Thursdays are usually my Fridays too - it’s a lovely feeling!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her3
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.3K Mortgages, Homes & Bills
- 177K Life & Family
- 257.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards