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2022 - Moving forward
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Little jwil was still testing positive this morning, so I kept him home today. I did go in and speak to the headteacher today to find out what I should do. They are following the national guidelines so after 3 days from his test I can send him back regardless. Technically that means he could have gone back today, but I'm glad I know now, and that extra day will only have been good for others! I'll send him back tomorrow and hopefully I'll test negative so I can head into the office.
I'm on my new hours now - very much looking forward to Friday off
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Today's PAD - £7Jan - £126Feb - £106Mar - £136Apr - £88"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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I feel so sorry for JK. When you look at what she actually says, it’s all very sensible. It’s like the mob is forcing everyone to not step out of line, with so much misinformation that half of them aren’t sure what they are protesting. It does really make you hesitate to voice any opinion.
And talking of fat …. I love how Alexander McCall Smith talks about larger ladies in the No1 Ladies Detective Agency series, with kindness, honesty and humour. Her passion for tea and cake, honesty and respect shine through, along with her secretary’s mistrust of skinny husband stealing girls 🤣
I admit I do make too many comments about my own fat 😖Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p13 -
Your first shorter week. Enjoy
Hoping the little one tests negative soon...If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720253 -
Same as the above DIA
It's true that we should look on the good times with fondness as well as looking forward to achieve our goals . It's easy o forget to good times we had z😼2 -
jwil said:EssexHebridean said:Gentle suggestion - think of how things may have been different without the meds that lead you to put on weight - would you really have had as much additional quality of life from being a couple of stone lighter as you gained from being on the medication to help control a serious medical condition? Also - if you were more active at that stage, then in fact even with the extra weight you were almost certainly still “healthier” than you were at your lighter pre-meds weight. Talk kindly to your body - you wouldn’t turn to a best friend when reminiscing about those times and say to them “and you weren’t fat!” so why would you do it to yourself? (Also - fat - it’s a substance, not an insult! 😉)
I completely agree that being able to look back at a time that was particularly wonderful and balance up the fact that yes - it lead you to debt, but it was also amazing, so the benefits outweigh the costs. I have a few periods of time like that myself when I come to think about it - I definitely wouldn’t change the things I did but like you I wished I’d gained the knowledge of how to manage it better, sooner. The key thing is that we DO eventually gain that knowledge, see the foolishness of what came before, and tackle the situation, but above all, retain those lessons so we don’t dig ourselves back into the same holes in the future. 😁
I do actually use fat as a descriptor - not an insult. I'm trying to claim the word backI can't deny it, I am fat. I don't apologise for it, I'm not ashamed of it (though I would like to be less fat!), it's no one's business but mine. It's my way of trying to accept who I am and recognise that I am not a lesser person because I am fat. This is me and I have as much right to be here as anyone else. I've been reading stuff from the body acceptance movement, and from health at every size.
It's a long, hard lesson for me, but one I've been working on for the last year or so. However, I would never use the term to describe others as I know people don't see it the same way. I don't pretend that there aren't health risks and issues from being fat, but equally I shouldn't spend my whole life waiting until I lose weight to live - and that has been an issue since I put on all the weight!
I’m trying to navigate the anti diet-culture world too - and that’s also complex. Fortunately I’ve never had an eating disorder but I have suffered from disordered eating for years - I realised this fully about 4 years ago now and even this far in I’m still trying to pick my way through- it’s the reason why I’ll rarely engage with “diet talk” on here or elsewhere unless I see real nonsense being talked when I will try to gently call it out. Otherwise it’s simply less harmful to me to just scroll by. I really dislike the way people - and let’s be honest, it’s mostly women - are encouraged to feel that they are the ones at fault when yet another diet has failed to work for them - it’s never the diet that’s at fault, always the individual.The HAES stuff is fascinating - again we’re so conditioned to see larger bodies as “unhealthy” without actually stoping to consider the stuff we can’t see it’s not surprising that there is so much weight stigma out there - it is frightening how often that prejudice clouds the treatment that is offered by medical professionals who should know better though! 🤷🏻♀️🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her3 -
Body acceptance is a good way forward. We're all told being overweight automatically means x, y and z and yet you see really large people outliving skinny ones so life is never quite that simple.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/253 -
WinterWarrior said:I feel so sorry for JK. When you look at what she actually says, it’s all very sensible. It’s like the mob is forcing everyone to not step out of line, with so much misinformation that half of them aren’t sure what they are protesting. It does really make you hesitate to voice any opinion.
And talking of fat …. I love how Alexander McCall Smith talks about larger ladies in the No1 Ladies Detective Agency series, with kindness, honesty and humour. Her passion for tea and cake, honesty and respect shine through, along with her secretary’s mistrust of skinny husband stealing girls 🤣
I admit I do make too many comments about my own fat 😖
I make comments about my fat too - but it's me owning it.doingitanyway said:Your first shorter week. Enjoy
Hoping the little one tests negative soon...I'm so delighted to realise it's a bank holiday weekend too, I hadn't registered that
another_casualty said:Same as the above DIA
It's true that we should look on the good times with fondness as well as looking forward to achieve our goals . It's easy o forget to good times we had z😼EssexHebridean said:jwil said:EssexHebridean said:Gentle suggestion - think of how things may have been different without the meds that lead you to put on weight - would you really have had as much additional quality of life from being a couple of stone lighter as you gained from being on the medication to help control a serious medical condition? Also - if you were more active at that stage, then in fact even with the extra weight you were almost certainly still “healthier” than you were at your lighter pre-meds weight. Talk kindly to your body - you wouldn’t turn to a best friend when reminiscing about those times and say to them “and you weren’t fat!” so why would you do it to yourself? (Also - fat - it’s a substance, not an insult! 😉)
I completely agree that being able to look back at a time that was particularly wonderful and balance up the fact that yes - it lead you to debt, but it was also amazing, so the benefits outweigh the costs. I have a few periods of time like that myself when I come to think about it - I definitely wouldn’t change the things I did but like you I wished I’d gained the knowledge of how to manage it better, sooner. The key thing is that we DO eventually gain that knowledge, see the foolishness of what came before, and tackle the situation, but above all, retain those lessons so we don’t dig ourselves back into the same holes in the future. 😁
I do actually use fat as a descriptor - not an insult. I'm trying to claim the word backI can't deny it, I am fat. I don't apologise for it, I'm not ashamed of it (though I would like to be less fat!), it's no one's business but mine. It's my way of trying to accept who I am and recognise that I am not a lesser person because I am fat. This is me and I have as much right to be here as anyone else. I've been reading stuff from the body acceptance movement, and from health at every size.
It's a long, hard lesson for me, but one I've been working on for the last year or so. However, I would never use the term to describe others as I know people don't see it the same way. I don't pretend that there aren't health risks and issues from being fat, but equally I shouldn't spend my whole life waiting until I lose weight to live - and that has been an issue since I put on all the weight!
I’m trying to navigate the anti diet-culture world too - and that’s also complex. Fortunately I’ve never had an eating disorder but I have suffered from disordered eating for years - I realised this fully about 4 years ago now and even this far in I’m still trying to pick my way through- it’s the reason why I’ll rarely engage with “diet talk” on here or elsewhere unless I see real nonsense being talked when I will try to gently call it out. Otherwise it’s simply less harmful to me to just scroll by. I really dislike the way people - and let’s be honest, it’s mostly women - are encouraged to feel that they are the ones at fault when yet another diet has failed to work for them - it’s never the diet that’s at fault, always the individual.The HAES stuff is fascinating - again we’re so conditioned to see larger bodies as “unhealthy” without actually stoping to consider the stuff we can’t see it’s not surprising that there is so much weight stigma out there - it is frightening how often that prejudice clouds the treatment that is offered by medical professionals who should know better though! 🤷🏻♀️
It really woke me up to the prejudice we face though - I get put off going to the doctors because everything gets blamed on my weight, regardless of the issue. There's some interesting reading about the negative outcomes from fat being partly because people are reluctant to seek treatment for issues because of their weight, rather than solely caused by their weight.savingholmes said:Body acceptance is a good way forward. We're all told being overweight automatically means x, y and z and yet you see really large people outliving skinny ones so life is never quite that simple."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Today's PAD - £11Jan - £126Feb - £106Mar - £136Apr - £99
I cashed out on PA so extra today"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
jwil said:
It really woke me up to the prejudice we face though - I get put off going to the doctors because everything gets blamed on my weight, regardless of the issue. There's some interesting reading about the negative outcomes from fat being partly because people are reluctant to seek treatment for issues because of their weight, rather than solely caused by their weight.
Nice PADIng - I cashed out Prolific yesterday so added to my “Gym neutral fund” - it all helps!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her4
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