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2022 - Moving forward
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Another quiet day, I've actually done some gardening!
Little jwil seems to have picked up this afternoon so that's good.
Got my prescription at last!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Mr N was on meds for arthritis.
Worked well for him.
Glad that you got the script.
Have a good weekend
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Sorry to hear you have covid in the house - what a nuisance it is! We’re treating it as though it’s “as it was” so will be looking for two consecutive clear tests before going back inside anywhere with other people, and I’ll be wanting a straight week clear of both positive tests AND symptoms before I go anywhere near my parents. It’s obvious so many folk aren’t bothering staying away from others at all though - hence it running riot again!Glad you were able to get your prescription, and that the tidying is still going well.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her3 -
Thank you, you toobeanielou said:Mr N was on meds for arthritis.
Worked well for him.
Glad that you got the script.
Have a good weekend
Yes, we're being sensible where we can. I only have a few tests left but we're not going anywhere/seeing anyone. Little miss and I are still testing negative. I'll test little jwil before he goes back to school on Monday, as that will be 5 days. I'll test before I go to work on Tues/Wed too. We won't see family before next weekend and that will be 10 days.EssexHebridean said:Sorry to hear you have covid in the house - what a nuisance it is! We’re treating it as though it’s “as it was” so will be looking for two consecutive clear tests before going back inside anywhere with other people, and I’ll be wanting a straight week clear of both positive tests AND symptoms before I go anywhere near my parents. It’s obvious so many folk aren’t bothering staying away from others at all though - hence it running riot again!Glad you were able to get your prescription, and that the tidying is still going well.
It frustrates me though, you see comments on FB from someone trying to do the right thing, and everyone says, 'you don't need to isolate any more'. They seem to forget that just because you aren't going to get fined for not isolating, it doesn't mean you shouldn't isolate if you can. (I recognise that some can't because of work/financial issues)."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Today's PAD - £2Jan - £126Feb - £106Mar - £136Apr - £75"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
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Sorry covid came calling. Glad everyone seems ok though.
Well done on the PADsAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
Thank yousavingholmes said:Sorry covid came calling. Glad everyone seems ok though.
Well done on the PADs "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Today's PAD - £6Jan - £126Feb - £106Mar - £136Apr - £81"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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I did a bigger PAD today as it's getting closer to payday and I've only got my groceries to buy.
Little jwil is fine again, and the rest of us seem to be holding out thankfully!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Great news all aroundAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252
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