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2022 - Moving forward

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  • jwil
    jwil Posts: 21,953 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou said:
    Oooh hurrah on the car.
    Where's that jumping smillie when you need it.

    I was going to suggest a private physio.
    Thank you :)  I miss the old smileys :(  There were some really good ones.

    That's a good idea about private physio, I've been reminded today that we have access to physio through work so I might have a look and see if I am eligible for that.

    Hurray about the car. Your DH seems to be listening at the moment.
    Thank you, he is making progress :)

    ladyholly said:
    Good luck with the car and you are rid of the rust soon..  I hope you get a good price.
    Thank you :)  Fingers crossed!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,953 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD - £3
    Jan - £126
    Feb - £106
    Mar - £136
    Apr - £122
    May - £113
    June - £108
    July - £177
    August - £115
    September - £92
    October - £50
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,953 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well the good news is the car is currently selling!  Fingers crossed!  I won't believe it until it's gone.

    I'm trying to be a bit more sensible with my work hours - I was always meant to do two long days and two 'normal' length days, but it has been stretching to 4 long days.  I did have to make up some flexi, which is now done, but it's been exacerbating my tiredness.  Today I finished on time and I feel much better for it.

    If I can do that, then maybe I can get back on top of eating well.

    I need to try and tick some stuff off my to do list so that I can reduce the mental load, or at least update the list so it's clear and out of my head!  I hadn't realised that the kids have an inset day on Friday, that's how disorganised I've become.  It's not helping.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • doingitanyway
    doingitanyway Posts: 9,954 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    edited 18 October 2022 at 9:11AM
    Sorry to hear you are stressed and tired...on the + side...Brilliant news on the car. Space and money on their way  :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Fabulous news about the car ⭐️
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • jwil
    jwil Posts: 21,953 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thank you both :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,953 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD - £2
    Jan - £126
    Feb - £106
    Mar - £136
    Apr - £122
    May - £113
    June - £108
    July - £177
    August - £115
    September - £92
    October - £52
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great news on the car. Working less hours sounds like a plan. I caught up slightly today...
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • jwil
    jwil Posts: 21,953 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great news on the car. Working less hours sounds like a plan. I caught up slightly today...
    Thank you, glad you managed to catch up.  It's a juggle sometimes isn't it!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,953 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD - £3, yesterday £2
    Jan - £126
    Feb - £106
    Mar - £136
    Apr - £122
    May - £113
    June - £108
    July - £177
    August - £115
    September - £92
    October - £57
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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