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2022 - Moving forward
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Good luck with the paperwork and also the electrician decision.
Well done on the PADs.
Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Thank yousavingholmes said:Good luck with the paperwork and also the electrician decision.
Well done on the PADs.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Thank yousavingholmes said:Good luck with the paperwork and also the electrician decision.
Well done on the PADs. "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Today's PAD - £7
Jan - £126
Feb - £106
Mar - £136
Apr - £122
May - £113
June - £108
July - £177
August - £115
September - £92
October - £33
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
I’d also be worried about the sloppiness of the electrician 😖. Paperwork is the devil…it’s bad enough when you are getting paid for it! Good luck with it all ⭐️Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p12 -
Thank youWinterWarrior said:I’d also be worried about the sloppiness of the electrician 😖. Paperwork is the devil…it’s bad enough when you are getting paid for it! Good luck with it all ⭐️ Yes, paperwork is a nightmare! "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
MOT passed, hurrah! A couple of advisories, but the only one really needing sorting is a tyre close to limit, so I'll get that done before winter hits. That's another thing ticked off the list along with the service.
I'll get in touch with the electrician tomorrow. I noticed we had a mutual friend on FB so I messaged them to ask their opinion of him. They said he's a decent chap so we will go with him. DH agrees."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Well done on your MOT. Best to get the tyre done asap as that ishe only thing on the road and we had a slight frost this morning. Its definitely getting to defrosting windscreen time.
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Good news on the MOT & electrician.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Thank youladyholly said:Well done on your MOT. Best to get the tyre done asap as that ishe only thing on the road and we had a slight frost this morning. Its definitely getting to defrosting windscreen time. Yes, I'll definitely get the tyre sorted asap. No frost here so far but we're definitely getting close!
Thank youbeanielou said:Good news on the MOT & electrician. "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
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