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2022 - Moving forward

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  • jwil
    jwil Posts: 21,953 Forumite
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    ladyholly said:
    I can sympathise with motivating your DH. Mine has a classic car in the garage which needs major work which he cant do . Not because he doesnt have the skills but he is simply not fit enough but will he get rid of it. No and all the time it is worth less and less. :/
    It's so frustrating isn't it.  I didn't mind when he was using it, but hate it just rotting on the drive.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • ladyholly
    ladyholly Posts: 3,933 Forumite
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    At least I dont have to look at it as its in the garage.
  • jwil
    jwil Posts: 21,953 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ladyholly said:
    At least I dont have to look at it as its in the garage.
    Yes that's one benefit.  Our garage is rammed with other stuff!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,953 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD - £2
    Jan - £126
    Feb - £106
    Mar - £136
    Apr - £122
    May - £113
    June - £108
    July - £177
    August - £115
    September - £92
    October - £47
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Do you live anywhere near an osteopath training college. Most big cities have one. It might be worth having a few sessions to see if you are aligned. They are training for exams so very closely monitored. Fees are low.

    Well done on your PADs
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
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  • jwil
    jwil Posts: 21,953 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Do you live anywhere near an osteopath training college. Most big cities have one. It might be worth having a few sessions to see if you are aligned. They are training for exams so very closely monitored. Fees are low.

    Well done on your PADs
    Thank you :)   A quick google suggests that there's nothing around here, but osteopathy is not something I've ever considered before and it sounds like it might be worth a go.  The pain seems to be working up my body - foot pain has gone, knee pain is improving, and now it's my thighs.  If it doesn't clear up in a few more weeks, I might suck it up and go for a consultation.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,953 Forumite
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    The car is listed, hurrah!  Fingers crossed it sells now 🤞🤞
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Oooh hurrah on the car.
    Where's that jumping smillie when you need it.

    I was going to suggest a private physio.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
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    One debt remaining. Home improvement loan.
  • savingholmes
    savingholmes Posts: 28,971 Forumite
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    Hurray about the car. Your DH seems to be listening at the moment.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • ladyholly
    ladyholly Posts: 3,933 Forumite
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    Good luck with the car and you are rid of the rust soon..  I hope you get a good price.
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