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2022 - Moving forward

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  • jwil
    jwil Posts: 21,983 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD - £2
    Jan - £126
    Feb - £106
    Mar - £136
    Apr - £122
    May - £113
    June - £108
    July - £177
    August - £115
    September - £39
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,983 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    3 eBay parcels posted this morning for DH.  Because they were bundles of items, and people bought more than 1, it's actually 42 items gone :grin:  that is satisfying!  Especially as it's bulky stuff which is a pain.  It also meant I got rid of a fairly annoying box which has been hanging around for years but turned out to be the perfect size for one awkward item.

    Little miss hasn't gone swimming today as she's got a stinking cold, it started yesterday.  Hopefully a restful day will mean she's ok for tomorrow.  A day doing nothing is very appealing to me too!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • I think we all need a do nothing day.

    Great news on 42 items gone that's impressive.

    Well done on the PADs. They are mounting up too.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • ladyholly
    ladyholly Posts: 3,936 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Well done on the parcels. I am having no luck at all at the moment. I think I need to go through the listings and clear some stuff to the charity shop.
  • jwil
    jwil Posts: 21,983 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I think we all need a do nothing day.

    Great news on 42 items gone that's impressive.

    Well done on the PADs. They are mounting up too.
    Thank you :)  It's going to be a quieter month for PADs, but still making them so all good.

    ladyholly said:
    Well done on the parcels. I am having no luck at all at the moment. I think I need to go through the listings and clear some stuff to the charity shop.
    DH's is picking up a bit, though this stuff was all more newly listed.  We'll probably leave ours until after Christmas and then review some of the older stuff.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,983 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD - £2
    Jan - £126
    Feb - £106
    Mar - £136
    Apr - £122
    May - £113
    June - £108
    July - £177
    August - £115
    September - £41
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,983 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    London trip today!  We had chinese last night for the first time in ages.  I was quite thirsty overnight, so I've been up early this morning, so I could drink loads of water and then hopefully empty my bladder of it all before we get on the train :D   I'm looking forward to it, but a bit anxious about whether it's going to be crazy busy on the trains as well as in the city.  We've got seats booked so fingers crossed.

    The cat vomited after I fed her, so that was a delightful gift to clear up.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Have a fabulous day ⭐️
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • jwil
    jwil Posts: 21,983 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Have a fabulous day ⭐️
    Thank you :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • ladyholly
    ladyholly Posts: 3,936 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Have a great time and hope its not too busy.
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