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2022 - Moving forward

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  • jwil
    jwil Posts: 21,983 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good luck with getting the diabetes more under control. 

    I need to do TRE again. I lost half a pound this week after several weeks of putting back on... I need to reset.
    Well done on the loss!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,983 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD - £2
    Jan - £126
    Feb - £106
    Mar - £136
    Apr - £122
    May - £113
    June - £108
    July - £177
    August - £115
    September - £31
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • I’m always achy too. I think it’s a combination of weight and age. My ankles are always stiff when I get up in a morning, but then I forget about them once I get going. Getting drs appointments are so hard and I’ve  been pretty much dismissed in the past so I haven’t been for years. I think most of us have trouble sticking up for ourselves with authority figures, I know I do! If I rang with a broken leg and they said don’t be silly, it’s just a sprain, I’d say ok then and just walk around on it because that’s easier than pushing for help. So you have my utmost admiration for keeping trying, you really do. I hope you feel better soon. 
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I am different as I spent a lot of time in hospital when I was wee so I so don't see Dr's or consultants as authority figures.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jwil
    jwil Posts: 21,983 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I’m always achy too. I think it’s a combination of weight and age. My ankles are always stiff when I get up in a morning, but then I forget about them once I get going. Getting drs appointments are so hard and I’ve  been pretty much dismissed in the past so I haven’t been for years. I think most of us have trouble sticking up for ourselves with authority figures, I know I do! If I rang with a broken leg and they said don’t be silly, it’s just a sprain, I’d say ok then and just walk around on it because that’s easier than pushing for help. So you have my utmost admiration for keeping trying, you really do. I hope you feel better soon. 
    Thank you.  That sounds very much like me. 

    beanielou said:
    I am different as I spent a lot of time in hospital when I was wee so I so don't see Dr's or consultants as authority figures.
    That's good that you can stand up for yourself even if it's because of rubbish circumstances.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,983 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD - £2, yesterday £2
    Jan - £126
    Feb - £106
    Mar - £136
    Apr - £122
    May - £113
    June - £108
    July - £177
    August - £115
    September - £35
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,983 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I've finished work for the week, hurrah.  Nice to have the extra day on Monday too.

    I've carried on with calorie counting this week, although didn't bother today as it was so busy.  I'm comforted to know that I am not eating over my allowance, and actually most days seem to eat around 1700-1800 calories, and even on those days when I don't think I've eaten very well, I've only gone up to around 2000.  I guess that's why my weight seems to be stable most of the time, but frustrating when the app seems to think I should be losing weight even if I eat more.

    So far I've managed  9 active 10s this week, so should reach my target of 15 easily.

    I've had to refund an ebay parcel which hasn't arrived.  Something lost in the RM strikes.  Frustrating, but I support the workers.  Luckily it was only a small amount so not the end of the world.

    Tomorrow I have my flu jab so heading into town.  Will go to the library as well.  Sunday me and the kids are off to London for the day with other family, so hoping it's not too busy.  We've booked our tickets for the natural history museum and then may try and see all the flowers etc depending on how busy it is and the time.  It will be nice having the day on Monday to chill and recover from what will probably be a busy day.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    London trip sounds exciting. I imagine it could well be a bit manic this weekend - but probably only in certain parts...
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • jwil
    jwil Posts: 21,983 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    London trip sounds exciting. I imagine it could well be a bit manic this weekend - but probably only in certain parts...
    Hopefully it won't be too bad!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,983 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD - £2
    Jan - £126
    Feb - £106
    Mar - £136
    Apr - £122
    May - £113
    June - £108
    July - £177
    August - £115
    September - £37
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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