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2022 - Moving forward
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I cashed out for an amazon voucher yesterday, so have added that to my PAD today, now that the London trip has passed and I didn't spend a fortune.
I didn't go into the office yesterday, I'm just exhausted for some reason. I'm out at an event today so no office this week. It's actually nice having the week working from home as I can refresh a bit.
I did still walk to school yesterday so got my steps in despite the exhaustion. Last week I did 15 active 10s so am very happy with that. This week will be more challenging but I'll still try and make the 15.
In good news, the scales seem to have moved slightly so hopefully the exercise is making the difference. In not so good news, I broke my chocolate bar fast on the trip to London. But I think it's time to reintroduce it. Hopefully I can have a healthy relationship with it now, and not revert back to the bad habits I had in the past. I won't keep it in the house as standard, but will enjoy it as I fancy it. If it starts getting out of control again, I know that I can give it up again."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
I'm not surprised your exhausted after the London trip. Things like that take a lot out of me too.
Good news on the amazon voucher
Good that the scales are rewarding your efforts.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
Thank yousavingholmes said:I'm not surprised your exhausted after the London trip. Things like that take a lot out of me too.
Good news on the amazon voucher
Good that the scales are rewarding your efforts.
I've probably sabotaged my weight this week, just too tired to bother. Oh well! "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Today's PAD - £2
Jan - £126
Feb - £106
Mar - £136
Apr - £122
May - £113
June - £108
July - £177
August - £115
September - £54
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Once again I'm relieved I fixed the mortgage this year. After years of being on tracker, it's definitely paid off.
I'm still tired and grumpy and haven't been eating well which hasn't helped - lots of bread and convenience food, not enough fruit and veg. I'm hoping for a quiet weekend to get myself back on track.
I've just done an order from Iceland, and some stuff is the same price it was before, and loads cheaper than Tesco, so I've stocked up a bit.
I've just cashed out on top cashback so will send that to the mortgage when it arrives.
DH has sold 10 items which is a bit of a surprise but more stuff gone.
Looking forward to a quiet day to myself tomorrow."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Enjoy your me day.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Good news on the sales.
Glad you are having some me time tomorrow.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
beanielou said:Enjoy your me day.
Thank you bothsavingholmes said:Good news on the sales.
Glad you are having some me time tomorrow. "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
I was at an event yesterday for work. I was quite proud of myself for managing to hide whenever they brought the camera around. They've posted a video online, and there's me in the background of someone being interviewed (not hiding very well) and they've also filmed me when I was talking to someone and didn't realise they were there 🤦♀️😆"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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Today's PAD - £2
Jan - £126
Feb - £106
Mar - £136
Apr - £122
May - £113
June - £108
July - £177
August - £115
September - £56
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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